Mercury vs Revolut - VaultCue
VaultCue

Neobank comparison

Mercury vs Revolut

Compare Mercury and Revolut side by side: fees, regulation, platforms.

Mercury

Mercury

Best for startups

Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep…

VS
Revolut

Revolut

Best all-rounder

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…

Head-to-head comparison

Mercury vs Revolut
Feature Mercury Revolut
Monthly fee Free Free
FX markup 1% 0.50%
Savings APY - 1.74%
Currencies 3 36
Card network Mastercard Visa and Mastercard
Deposit protection FDIC up to 5,000,000 USD via partner-bank sweep Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA
Regulators - -
Best for Best for startups Best all-rounder
Markets & account

Pros & cons

Mercury

Mercury

Pros

  • Free business banking built for startups and founders
  • Extended FDIC cover through a partner-bank sweep network
  • Treasury yield and software integrations built in

Cons

  • No personal accounts; business and US-incorporated focus
  • FX on international payments carries a markup
Revolut

Revolut

Pros

  • Huge feature set: FX, savings vaults, stocks, crypto and budgeting
  • Weekday interbank FX up to a generous monthly limit
  • Polished app with instant spend notifications

Cons

  • Weekend FX surcharge and out-of-limit conversion fees
  • UK balances are safeguarded e-money, not FSCS protected
Mercury

Mercury

Mercury is the go-to operating account for venture-backed startups, pairing free business banking with a deep sweep network and treasury tools.

Confirm current fees and rates on the provider's site. T&Cs apply.

Revolut

Revolut

Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.

Confirm current fees and rates on the provider's site. T&Cs apply.

Not the right match?

Line up any two accounts side by side, or browse the full list to find your next platform.