Neobank comparison
Compare Revolut and ZEN side by side: fees, regulation, platforms.
Best all-rounder
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyo…
Best for cross-border shoppers
ZEN leans into rewards and multi-currency spending for cross-border shoppers, with a money-back guarantee tha…
| Feature | Revolut | ZEN |
|---|---|---|
| Monthly fee | Free | Free |
| FX markup | 0.50% | 0% |
| Savings APY | 1.74% | - |
| Currencies | 36 | 32 |
| Card network | Visa and Mastercard | Mastercard |
| Deposit protection | Safeguarded (FCA); DGS up to 100,000 EUR via Revolut Bank in the EEA | Safeguarded (Lithuanian EMI licence) |
| Regulators | - | - |
| Best for | Best all-rounder | Best for cross-border shoppers |
| Markets & account | ||
Revolut
Revolut packs the widest range of money features into one app. It is the default pick for travellers and anyone who wants spending, saving and investing under one login.
Confirm current fees and rates on the provider's site. T&Cs apply.
ZEN
ZEN leans into rewards and multi-currency spending for cross-border shoppers, with a money-back guarantee that few rivals match.
Confirm current fees and rates on the provider's site. T&Cs apply.
Line up any two accounts side by side, or browse the full list to find your next platform.