Updated October 17, 2026 · VaultCue Editorial Team
Airwallex vs Skrill Prepaid Mastercard
Airwallex
Skrill Prepaid Mastercard
Higher score in this comparison
What sets them apart
| Compare | AirwallexReviewVisitVisit | Skrill Prepaid MastercardReviewVisitVisit |
|---|---|---|
| Transfer fee | Explore plan: $0 domestic (US/Canada) local transfer, $1-$7 per international local transfer, $15 SWIFT (SHA), $25 SWIFT (OUR) | Free |
| Exchange rate markup | 0.5% to 1%Lower | 4.99% |
| Payout methods | Bank | Bank, Wallet, CardCovers more |
| Currencies | from 20 | 40 |
| Delivery time | As little as 1 business day; 90%+ of transfers arrive same day | Not confirmed |
| Licence type | Not confirmed | E money |
| Fee to send 1,000 | $1 | Not confirmed |
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Key differences
- Skrill Prepaid Mastercard scores higher overall: 9.0 vs 8.6.
- Founded is lower at Skrill Prepaid Mastercard: 2001 vs 2015.
- Exchange rate markup is lower at Airwallex: 0.5% to 1% vs 4.99%.
- Payout methods: only Skrill Prepaid Mastercard offers Wallet, Card.
- Support channels: only Airwallex offers Email.
- Support channels: only Skrill Prepaid Mastercard offers Phone, Chat.
Our verdict on each
Airwallex
Airwallex Yield suits businesses that want idle operating cash to earn a variable rate without tying it up. The Hong Kong account charges a monthly fee of HKD 2,499 on top of a 2.18% to 3.83% rate, and the account is easy access, so the balance stays reachable.
Skrill Prepaid Mastercard
For active online players and international senders backed by millions of customers since 2001, Skrill Prepaid Mastercard works differently from a standard bank linked card. It connects prepaid spending to a digital wallet covering online payments, bank transfers and over 40 cryptocurrencies.
Score breakdown
| Area | Airwallex | Skrill Prepaid Mastercard |
|---|---|---|
| Cost | 8.8HigherA monthly fee of HKD 2,499 sits above the €449 highest fee in the comparison, offset by a HKD 0 minimum. | 8.2 |
| Offer | 8.5 | 9.3Higher |
| Trust | 8.5 | 9.5Higher |
The bill, worked out
Send 1,000 abroad: exchange-rate markup
Airwallex
5 to 10
0.5% to 1% of 1,000
Skrill Prepaid Mastercard
49.9
4.99% of 1,000
Airwallex comes out 44.9 lower in this example.
Worked out from the stated prices and rates; your own total depends on how you use it. Facts checked September 29, 2026.
Pick Airwallex if, pick Skrill Prepaid Mastercard if
Pick Airwallex if cost and exchange rate markup matter most.
Pick Skrill Prepaid Mastercard if offer and payout methods matter most.
Licences and countries
| Country | Airwallex | Skrill Prepaid Mastercard |
|---|---|---|
| Australia | Not confirmed | |
| Hong Kong | Not confirmed | |
| Netherlands | De Nederlandsche Bank R179622 | Not confirmed |
| Singapore | Monetary Authority of Singapore PS20200541 | Not confirmed |
| United Kingdom | Not confirmed |
How they place
| Ranking | Airwallex | Skrill Prepaid Mastercard |
|---|---|---|
| Money transfer services | 1 of 1564 | 5 of 1564 |
Every fact side by side
| Fact | Airwallex | Skrill Prepaid Mastercard |
|---|---|---|
| Legal entity | Airwallex Capital Hong Kong Limited | Not confirmed |
| Headquarters | Singapore | Not confirmed |
| Founded | 2015 | 2001Lower |
| Support channels | Email, Help centre | Phone, Chat, Help centre |
Everyday accounts
| Fact | Airwallex | Skrill Prepaid Mastercard |
|---|---|---|
| Monthly fee | HK$2,499 | Not confirmed |
| Deposit protection | FSCS up to GBP 85,000 | Not confirmed |
| Audience | Business | Not confirmed |
Where each stands against the rest
| Fact | Airwallex | Skrill Prepaid Mastercard | Median |
|---|---|---|---|
| Exchange rate markup | 0.5% to 1%below the median | 4.99%highest quarter | 0.64 |
| Currencies | from 20above the median | 40highest quarter | 6 |
| Fee to send 1,000 | $1above the median | Not confirmed | $0.25 |
Median across 497 listed accounts.
Pros and cons
Airwallex
Pros
- Airwallex Yield has no lock-up and no minimum balance, with returns added daily and a short settlement window on and off the balance
- A variable rate of 2.18% to 3.83% with a minimum deposit of HKD 0
- Exchange rate margins of 0.5% to 1% sit under the 2.08% upper quartile for money services here
Cons
- A monthly fee of HKD 2,499 sits well above the €449 highest fee among the business accounts compared
- Support runs on email and help centre only
- The rate is variable, so the return can move rather than being locked in for a term
Skrill Prepaid Mastercard
Pros
- Links prepaid card spending to a wallet used by millions
- Allows web payments without sharing bank details directly
- Supports over 40 cryptocurrencies alongside transfers abroad
Cons
- Focuses on online betting, gaming and transfers without branch access
- Requires managing a digital wallet before using prepaid card spending
Who each suits
Airwallex
Who it suits
- Businesses that keep spare cash in a easy access account and want a return without a lock-up
- Companies paying and collecting across borders, with from 20 currencies supported and margins of 0.5% to 1%
Who should look elsewhere
- Not for anyone after a card balance rate: AXI Card Tarjeta y Credito lists 21.59% and Plazo ES lists 24.19%, far above the 2.18% to 3.83% on business cash here
- Not for a consumer wallet: PayPal Colombia lists 3.3%, while this account is built for business customers with a HKD 2,499 monthly fee
Skrill Prepaid Mastercard
Who it suits
- Players funding betting and gaming wallets
- Senders moving money to bank accounts abroad
- Holders following crypto and currency movements
Who should look elsewhere
- Seekers of in person branch banking
Current offers
Airwallex
Current offer
Bonus
Limited offer - business rewards with Airwallex AI: Up to HK$68,888
Hong Kong site offer banner linking to the 2026 Airwallex AI rewards campaign page
Source, checked September 26, 2026
Country by country
| Country | Airwallex | Skrill Prepaid Mastercard |
|---|---|---|
| Australia | Yes | No |
| Austria | Yes | No |
| Belgium | Yes | No |
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Canada | Yes | No |
| Cayman Islands | Yes | No |
| China | Yes | No |
8 of 69 countries where either is available.
Questions about each
Airwallex
What rate does the balance earn?+
Airwallex Yield pays a variable rate, currently 2.18% to 3.83%. The account kind is easy access, so the money is not tied to a term. Returns are added daily, and funds settle to and from Yield balances over a short settlement window.
Is there a minimum deposit or a lock-up?+
There is no lock-up and no minimum balance, and the stated minimum deposit is HKD 0. That makes the balance easy to try with a small sum and easy to top up or draw on. Cash moves to and from Yield balances across a short settlement window rather than on a fixed term.
Skrill Prepaid Mastercard
What can the Skrill wallet do?+
Skrill wallet handles internet payments, international transfers and cryptocurrency activity in one place. It sends funds to a bank account and supports activity across over 40 cryptocurrencies. It aims to keep every payment quick and secure without sharing bank details.
Who uses Skrill?+
Skrill serves people who place bets, play games online or send money internationally. It describes its audience as money movers and makers who want flexible digital payments. It reports serving millions of customers since 2001.
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