Updated October 17, 2026 · VaultCue Editorial Team
Top online banks compared in the United Kingdom
57 accounts available in the United Kingdom, ranked for the United Kingdom.
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| Order | Account | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Chase UKTop pickPartner | 9.6/10 |
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| 2 |  StatrysPartner Your account pays you back: HKD 188 per month | 9.4/10 |
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| 3 |  Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.3/10 |
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| 4 |  Mashreq BankPartner Salary transfer joining cashback: AED 2,500 | 9.3/10 |
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| 5 |  MyMontyPartner | 9.3/10 |
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| 6 |  Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone. | 9.3/10 |
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| 7 |  Biscuit by ZopaPartner Free barista-made drink from Caffe Nero every month with Biscuit current account: 1 free drink per month | 9.2/10 |
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| 8 |  MettlePartner FreeAgent accounting software included with a Mettle business bank account: save at least GBP 150 per year | 9.2/10 |
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| 9 |  WamoPartner Cashback on card spend with annual plans: up to 1% | 9.2/10 |
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| 10 |  Alpha BankPartner | 9.1/10 |
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Licensed in the United Kingdom
- Klarna Bank
- Financial Conduct Authority (consumer credit; payment services and e-money FRN 1021834)
- MyMonty
- Financial Conduct Authority
- Biscuit by Zopa
- Financial Conduct Authority
- Biscuit by Zopa
- Prudential Regulation Authority
- Mettle
- Financial Conduct Authority
- Cynergy Bank
- Prudential Regulation Authority
- Tide Platform S.A.
- Financial Conduct Authority (FCA)
- Tide Platform S.A.
- Prudential Regulation Authority (PRA) and FCA
- Zopa
- Prudential Regulation Authority
- Kroo
- Financial Conduct Authority
- Zeller
- Financial Conduct Authority (FCA)
- Monese
- Financial Conduct Authority (UK) - electronic money institution, Monese Ltd
- Plum
- Financial Conduct Authority
- PanPay
- Electronic Money Institution (EMI) licence, United Kingdom
- Coconut
- Financial Conduct Authority (Account Information Service Provider under the Payment Services Regulations 2017)
- Countingup
- Financial Conduct Authority
- Klarna
- Financial Conduct Authority (FCA) - Klarna Financial Services UK Limited, e-money and consumer credit
- Lemfi
- Financial Conduct Authority (FCA), electronic money institution
Other rankings
Browse by category
- Current and checking accounts in the United Kingdom
- Savings accounts in the United Kingdom
- High-yield savings accounts in the United Kingdom
- Cash management accounts in the United Kingdom
- Business bank accounts in the United Kingdom
- Accounts for freelancers in the United Kingdom
- Money transfer services in the United Kingdom
- Multi-currency accounts in the United Kingdom
- Student, teen and kids accounts in the United Kingdom
- Fixed-rate bonds and CDs in the United Kingdom
- Cash ISAs in the United Kingdom