Updated October 17, 2026 · VaultCue Editorial Team

Top accounts for freelancers compared in the United Kingdom

35 accounts available in the United Kingdom, ranked for the United Kingdom.

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Top accounts for freelancers compared in the United Kingdom
OrderAccountScoreFeaturesKey factsActions
1
Nebeus logo
NebeusTop pickPartner
8.7/10
  • No monthly fee
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0.5%
ReviewCompareVisit
2
Revolut AU logo
Revolut AUPartner
9.1/10
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Monthly fee:
£0
Licence type:
E money
Deposit protection:
FSCS up to GBP 85,000
ReviewCompareVisit
3
Revolut UK logo
Revolut UKPartner
9.0/10
  • Travelers
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
£0
Licence type:
E money
Deposit protection:
FSCS up to GBP 85,000
ReviewCompareVisit
4
NCB Jamaica logo
NCB JamaicaPartner
9.7/10
  • Expats
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
JMD 0
Currencies:
4
Free ATM withdrawals:
JMD 4
ReviewCompareSee alternatives
5
Payoneer rails logo
Payoneer railsPartner
9.2/10
  • No monthly fee
Monthly fee:
$0
Licence type:
E money
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareSee alternatives
6
Wamo logo
WamoPartner

Cashback on card spend with annual plans: up to 1%

9.2/10
  • No monthly fee
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currencies:
22
ReviewCompareSee alternatives
7
Finom ES logo
Finom ESPartner

Spanish site of Finom, an online payments and business account solution for autonomos and small businesses.

9.2/10
    Monthly fee:
    €0
    Currency conversion fee:
    0.5%
    Currencies:
    17
    ReviewCompareSee alternatives
    8
    Finom FR logo
    Finom FRPartner

    French site of Finom, an online payments and business account solution for freelancers and small businesses.

    9.2/10
      Monthly fee:
      €0
      Currency conversion fee:
      0.5%
      Currencies:
      17
      ReviewCompareSee alternatives
      9
      ePayServicePartner

      No fees for Debit cards: Card issuance and activation free of charge for ePayService Mastercard Standard and Virtual EUR

      9.1/10
        Monthly fee:
        €1.99
        Deposit protection:
        EU DGS up to EUR 100,000
        Currency conversion fee:
        1.99%
        ReviewCompareSee alternatives
        10
        Payoneer logo
        PayoneerPartner
        9.1/10
        • No monthly fee
        Monthly fee:
        $0
        Licence type:
        E money
        Deposit protection:
        EU DGS up to EUR 100,000
        ReviewCompareSee alternatives

        Licensed in the United Kingdom

        Nebeus
        Electronic Money Institution licence, United Kingdom
        Revolut AU
        Financial Conduct Authority and Prudential Regulation Authority
        Revolut AU
        Financial Conduct Authority (e-money and payment services under the Electronic Money Regulations 2011)
        Revolut AU
        Financial Conduct Authority
        Revolut UK
        Financial Conduct Authority and Prudential Regulation Authority (Revolut Bank UK Ltd)
        Revolut UK
        Financial Conduct Authority, Electronic Money Institution (Revolut Ltd)
        Revolut UK
        Financial Conduct Authority and Prudential Regulation Authority (ClearBank Limited, savings deposit partner)
        Payoneer
        Financial Conduct Authority
        WorldFirst
        Financial Conduct Authority (FCA)
        Papaya Global
        Financial Conduct Authority (Electronic Money Regulations 2011), Azimo Ltd.
        Tide Platform S.A.
        Financial Conduct Authority (FCA)
        Tide Platform S.A.
        Prudential Regulation Authority (PRA) and FCA
        MiFinity
        Financial Conduct Authority (FCA)
        Zeller
        Financial Conduct Authority (FCA)
        Monese
        Financial Conduct Authority (UK) - electronic money institution, Monese Ltd
        Coconut
        Financial Conduct Authority (Account Information Service Provider under the Payment Services Regulations 2017)
        Countingup
        Financial Conduct Authority

        Other rankings

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        Other countries

        Nebeus

        Nebeus

        Top pick for the United Kingdom

        8.7/10Visit