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Updated October 17, 2026 · VaultCue Editorial Team

Top cash management accounts compared in the United Kingdom

16 accounts available in the United Kingdom, ranked for the United Kingdom.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top cash management accounts compared in the United Kingdom
OrderAccountScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
8.9/10
  • No monthly fee
  • Free ATM
Headline rate:
3.8%
Rate type:
Variable
Minimum deposit:
$1 to $10,000
ReviewCompareVisit
2
Sendwave logo
SendwavePartner

Sendwave Wallet cash back or rewards

9.0/10
    Deposit protection:
    FSCS up to GBP 85,000
    Access terms:
    Senders in Belgium, Canada, Germany, Spain, France, UK, Ireland, Italy, Portugal, US; Sendwave Wallet senders from US and UK only
    Account kind:
    Cash management
    		ReviewCompareVisit
    3
    TorFX logo
    TorFXPartner
    		8.9/10
    • No monthly fee
    Rate type:
    Variable
    Deposit protection:
    FSCS up to GBP 85,000
    Access terms:
    24/7 transfers online, in the app or by phone with a personal account manager; funds held in segregated accounts
    		ReviewCompareVisit
    4
    Meow logo
    MeowPartner

    Meow Cards 2.5% cashback on eligible AI spend

    		9.2/10
    • No monthly fee
    Headline rate:
    3.68% to 3.92%
    Rate type:
    Variable
    Minimum deposit:
    $100,000
    		ReviewCompareSee alternatives
    5
    Wise Account logo
    Wise AccountPartner
    		9.1/10
    • Expats
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    Headline rate:
    3.29%
    Rate type:
    Variable
    Deposit protection:
    FSCS up to GBP 85,000
    		ReviewCompareSee alternatives
    6
    Insignis Cash logo
    Insignis CashPartner
    		9.0/10
      Headline rate:
      4.4% to 4.61%
      Rate type:
      Variable
      Term:
      6 to 60 months
      		ReviewCompareSee alternatives
      7
      Ledn logo
      LednPartner
      		8.9/10
        Headline rate:
        6.5% to 8.5%
        Rate type:
        Variable
        Minimum deposit:
        $0
        		ReviewCompareSee alternatives
        8
        HyperJar logo
        HyperJarPartner
        		8.9/10
        • Travelers
        • No monthly fee
        • Low FX
        Headline rate:
        4.8%
        Rate type:
        Variable
        Minimum deposit:
        £1
        		ReviewCompareSee alternatives
        9
        Wise logo
        WisePartner
        		8.8/10
        • Expats
        • Travelers
        • No monthly fee
        • Free ATM
        Headline rate:
        3.29%
        Rate type:
        Variable
        Deposit protection:
        EU DGS up to EUR 100,000
        		ReviewCompareSee alternatives
        10
        Swissquote logo
        SwissquotePartner
        		8.7/10
        • No monthly fee
        Headline rate:
        0%
        Rate type:
        Variable
        Deposit protection:
        EU DGS up to EUR 100,000
        		ReviewCompareSee alternatives

        Licensed in the United Kingdom

        eToro
        Financial Conduct Authority (FCA)
        eToro
        Financial Conduct Authority (FCA), electronic money
        Sendwave
        Financial Conduct Authority (UK)
        TorFX
        Financial Conduct Authority
        Wise Account
        Financial Conduct Authority
        Insignis Cash
        Financial Conduct Authority (Payment Services Regulations 2017)
        HyperJar
        Financial Conduct Authority (Electronic Money Regulations 2011, EMD agent)
        HyperJar
        Financial Conduct Authority (Electronic Money Institution)
        HyperJar
        Financial Conduct Authority (Electronic Money Regulations 2011)
        Wise
        Financial Conduct Authority (UK)
        Lemfi
        Financial Conduct Authority (FCA), electronic money institution
        Paysend
        Financial Conduct Authority

        Other rankings

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        Other countries

        eToro

        eToro

        Top pick for the United Kingdom

        8.9/10Visit