Updated September 29, 2026 · VaultCue Editorial Team

Top student, teen and kids accounts compared in the United Kingdom

24 accounts available in the United Kingdom, ranked for the United Kingdom.

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Top student, teen and kids accounts compared in the United Kingdom
OrderAccountScoreFeaturesKey factsActions
1
Monzo logo
MonzoTop pickPartner

3 month free trial of YouTube Premium Lite included with the Max plan: 3 months free YouTube Premium Lite

8.9/10
  • No monthly fee
  • Joint account
Monthly fee:
£0
Deposit protection:
FSCS up to GBP 85,000
Currencies:
38
ReviewCompareVisit
2
Revolut AU logo
Revolut AUPartner
9.1/10
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Monthly fee:
£0
Licence type:
E money
Deposit protection:
FSCS up to GBP 85,000
ReviewCompareVisit
3
Revolut UK logo
Revolut UKPartner
9.0/10
  • Travelers
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
£0
Licence type:
E money
Deposit protection:
FSCS up to GBP 85,000
ReviewCompareVisit
4
NCB Jamaica logo
NCB JamaicaPartner
9.7/10
  • Expats
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
JMD 0
Currencies:
4
Free ATM withdrawals:
JMD 4
ReviewCompareSee alternatives
5
TSB logo
TSBPartner

£5 cashback with the Spend & Save current account: £5 cashback per month, up to the first 6 months

9.4/10
  • No monthly fee
  • Joint account
Monthly fee:
£0
Deposit protection:
FSCS up to GBP 85,000
Currency conversion fee:
2.99%
ReviewCompareSee alternatives
6
SEB logo
SEBPartner
9.4/10
  • No monthly fee
  • Free ATM
Monthly fee:
SEK 0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
1.65%
ReviewCompareSee alternatives
7
Nationwide Building Society logo
Nationwide Building SocietyPartner

Switch and get GBP 175 with FlexDirect

9.2/10
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
£0
Deposit protection:
FSCS up to GBP 85,000
Currency conversion fee:
2.99%
ReviewCompareSee alternatives
8
NatWest logo
NatWestPartner

200 GBP switch offer with Select account

9.2/10
  • Travelers
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
£0
Deposit protection:
FSCS up to GBP 85,000
Currency conversion fee:
3.25%
ReviewCompareSee alternatives
9
HSBC UK logo
HSBC UKPartner

Get £220 when you switch to an HSBC Bank Account: GBP 220

9.1/10
  • Expats
  • Travelers
  • No monthly fee
  • Joint account
Monthly fee:
£0
Deposit protection:
FSCS up to GBP 85,000
Currency conversion fee:
2.75%
ReviewCompareSee alternatives
10
ProCredit Bank Kosovo logo
ProCredit Bank KosovoPartner
9.1/10
  • No monthly fee
  • Free ATM
Monthly fee:
€0
Currencies:
3
Local account details:
IBAN
ReviewCompareSee alternatives

Licensed in the United Kingdom

Monzo
Financial Conduct Authority
Monzo
Prudential Regulation Authority
Revolut AU
Financial Conduct Authority and Prudential Regulation Authority
Revolut AU
Financial Conduct Authority (e-money and payment services under the Electronic Money Regulations 2011)
Revolut AU
Financial Conduct Authority
Revolut UK
Financial Conduct Authority and Prudential Regulation Authority (Revolut Bank UK Ltd)
Revolut UK
Financial Conduct Authority, Electronic Money Institution (Revolut Ltd)
Revolut UK
Financial Conduct Authority and Prudential Regulation Authority (ClearBank Limited, savings deposit partner)
TSB
Financial Conduct Authority
SEB
Prudential Regulation Authority (third country branch authorisation), subject to regulation by the Financial Conduct Authority
Nationwide Building Society
Financial Conduct Authority
NatWest
Prudential Regulation Authority
NatWest
Financial Conduct Authority
HSBC UK
Financial Conduct Authority
HyperJar
Financial Conduct Authority (Electronic Money Regulations 2011, EMD agent)
HyperJar
Financial Conduct Authority (Electronic Money Institution)
HyperJar
Financial Conduct Authority (Electronic Money Regulations 2011)
Santander UK
Financial Conduct Authority
Santander UK
Prudential Regulation Authority
Plum
Financial Conduct Authority

Other rankings

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Other countries

Monzo

Monzo

Top pick for the United Kingdom

8.9/10Visit