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ProCredit Bank Kosovo review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ProCredit Bank Kosovo is a sensible everyday bank for students and savers in Kosovo who want a current account with no monthly cost and easy access to savings. The monthly fee of €0 and interest calculated daily on savings make it a low cost starting point, though 3 currencies is narrow for money transfer users.

Key facts

Best for
A fee free current and savings account for students living in Kosovo.
Monthly fee
€0↗
Currencies
3↗
Local account details
IBAN↗
Legal entity
ProCredit Bank (Kosovo)↗
Headquarters
Kosovo↗
Support channels
Email, Phone, Help-centre↗
Audience
Students
Pricing model
No monthly fee
Features
Free ATM withdrawals
Official website
procreditbank-kos.com

Savings

Rate type
Variable↗
Minimum deposit
€0↗
Access terms
Save and withdraw whenever you want, 100% flexibility; interest calculated daily and paid monthly↗
Account kind
Easy access↗

Money transfer

Delivery time
Under 5 minutes↗
Payout methods
Bank↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
WikidataLinkedInfacebook.com

Pros and cons

Pros

  • No monthly fee, so the everyday account costs €0 to keep
  • Free ATM withdrawals, which matters on a low budget
  • Easy access savings with interest calculated daily and paid monthly
  • Local IBAN details and transfers arriving in Under 5 minutes

Cons

  • Only 3 currencies, far short of the 5 typical on the site
  • Support runs on email, phone and help centre only, with no live chat
  • A student focus leaves little for business or freelancer needs
ProCredit Bank Kosovo

Ready to try ProCredit Bank Kosovo?

Scored 9.1 / 10 by VaultCue.

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Who it suits

  • Students in Kosovo opening a first account
  • Anyone who wants an easy access savings pot alongside a current account
  • People who rely on free cash withdrawals and local IBAN payments

Who should look elsewhere

  • People who need a wide range of currencies, where Skrill covers 47
  • Business owners looking for a dedicated account
  • Anyone who needs live chat, since support runs on email, phone and help centre

The company behind it

ProCredit Bank Kosovo operates as ProCredit Bank (Kosovo), based in Kosovo. It runs an everyday current account with no monthly charge and an easy access savings option on the same proposition, aimed in part at students. Support runs on email, phone and help centre, so help comes by phone, email or a help centre rather than live chat. Transfers through e-banking land in Under 5 minutes.

How ProCredit Bank Kosovo compares

Frequently asked questions

What does a ProCredit Bank Kosovo current account cost?+

The monthly fee is €0, so keeping an everyday account costs nothing each month. That puts it in line with the site median of €0, and most accounts on the site charge nothing at all. Cash withdrawals are also included through free ATM access.

Can I save money and still withdraw when I want?+

Yes. The savings side is an easy access account, so your money stays reachable and you can take it out at short notice whenever you need it. Interest accrues each day and is credited monthly, and the rate is variable rather than fixed, so the credited amount can move. You can open it from €0.

What are the retail loss percentages on a ProCredit Bank Kosovo account?+

No retail loss percentage is stated for this account, so treat the protection detail as unclear before you commit. Deposits sit in a bank account rather than a wallet balance, which is the safer shape for day to day money. Check the bank's own terms for what applies to your balance.

How many currencies can I hold and pay in?+

You can work in 3 currencies, which is fewer than the 5 median across accounts on the site. For euro based spending in Kosovo that is enough, but anyone sending money abroad regularly should compare wider providers first. Extra currencies usually come with a conversion charge.

How long do transfers take and how do I pay in?+

Transfers made through e-banking and digital services reach the other account in Under 5 minutes. You receive money through a bank transfer, and your account comes with local IBAN details for receiving payments directly. Support is by email, phone and help centre if a payment needs chasing.

Who is this account aimed at?+

It is listed with students as its main audience, which fits a first bank account opened while studying. The easy access savings option also suits anyone who wants to build a pot they can dip into without notice periods. Free ATM withdrawals help if regular cash is part of your week.

Is this account available where I live?+

The bank is registered in Kosovo and runs on a local basis, so it is aimed at customers in Kosovo. Being a bank rather than an app only provider means you visit a branch to open one and can use ATMs locally. Availability outside the country is not covered here.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.

ProCredit Bank Kosovo

ProCredit Bank Kosovo

A fee free current and savings account for students living in Kosovo.

9.1/10See alternatives