Updated October 17, 2026 · VaultCue Editorial Team

Top current and checking accounts compared in the United Kingdom

541 accounts available in the United Kingdom, ranked for the United Kingdom.

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Top current and checking accounts compared in the United Kingdom
Order	Account	Score	Features	Key facts	Actions
1	SkrillTop pickPartner Final Score: Up to EUR 10,000 every week	9.0/10	Expats Travelers No monthly fee	Monthly fee: €0 Licence type: E money Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
2	Skrill Prepaid MastercardPartner	9.0/10		Licence type: E money Currencies: 40 Transfer fee: Free	Review CompareVisit
3	KrakenPartner Kraken+ free 30-day trial: 30 days free, then $4.99/mo	8.7/10		Monthly fee: $4.99 Licence type: Payment institution Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
4	Revolut AUPartner	9.1/10	Travelers No monthly fee Low FX Free ATM Joint account	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareVisit
5	Revolut UKPartner	9.0/10	Travelers No monthly fee Free ATM Joint account	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareVisit
6	Chip (US)Partner	9.5/10	No monthly fee	Monthly fee: £0 Deposit protection: FSCS up to GBP 85,000 Legal entity: Chip Financial Wealth Ltd	Review CompareSee alternatives
7	NBGPartner	9.5/10	No monthly fee	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Legal entity: National Bank of Greece S.A.	Review CompareSee alternatives
8	Crypto.com CardPartner Subscription rebates on Ruby Steel and Jade Green card tiers: 3 months Spotify and Truth+ (Ruby Steel); 6 months Spotify, Netflix and Truth+ (Jade Green)	9.4/10	No monthly fee Free ATM	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 0.2% to 2%	Review CompareSee alternatives
9	MoneycorpPartner	9.4/10	Expats No monthly fee Low FX	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareSee alternatives
10	BanreservasPartner	9.3/10		Monthly fee: DOP 20 Currencies: 2 Transfer fee: 2% to 5% of the send amount, plus a fixed US$2.00-7.00 fee on amounts up to US$100 with Ria	Review CompareSee alternatives

Licensed in the United Kingdom

Skrill: Financial Conduct Authority (FCA)
Kraken: Financial Conduct Authority (registered cryptoasset firm)
Kraken: Financial Conduct Authority (authorised electronic money institution)
Kraken: Financial Conduct Authority (authorised investment firm, Crypto Facilities Limited)
Revolut AU: Financial Conduct Authority and Prudential Regulation Authority
Revolut AU: Financial Conduct Authority (e-money and payment services under the Electronic Money Regulations 2011)
Revolut AU: Financial Conduct Authority
Revolut UK: Financial Conduct Authority and Prudential Regulation Authority (Revolut Bank UK Ltd)
Revolut UK: Financial Conduct Authority, Electronic Money Institution (Revolut Ltd)
Revolut UK: Financial Conduct Authority and Prudential Regulation Authority (ClearBank Limited, savings deposit partner)
Moneycorp: Financial Conduct Authority (UK)
Curve: Financial Conduct Authority
Payoneer: Financial Conduct Authority
Wise Account: Financial Conduct Authority
DiPocket: Financial Conduct Authority
Papaya Global: Financial Conduct Authority (Electronic Money Regulations 2011), Azimo Ltd.
Starling Personal Account Debit Card: Prudential Regulation Authority
Currency Solutions: Financial Conduct Authority (payment services)
Currency Solutions: Financial Conduct Authority (regulated investment products, currency options)
CurrencyFair: Financial Conduct Authority (UK, Temporary Permissions Regime)

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Top current and checking accounts compared: worldwide ranking

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Skrill

Top pick for the United Kingdom

9.0/10Visit