Updated October 21, 2026 · VaultCue Editorial Team
Top cash management accounts compared in Spain
14 accounts available in Spain, ranked for Spain.
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| Order | Account | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  eToroTop pickPartner | 8.9/10 |
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| ReviewCompareVisit |
| 2 |  QontoPartner Up to 5% AER account remuneration for 2 months for new customers: 5% AER for 2 months, then 1.5% AER on the Smart plan | 8.7/10 |
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| 3 |  SendwavePartner Sendwave Wallet cash back or rewards | 9.0/10 |
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| 4 |  FinomPartner Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000 | 8.9/10 |
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| ReviewCompareVisit |
| 5 |  MeowPartner Meow Cards 2.5% cashback on eligible AI spend | 9.2/10 |
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| ReviewCompareSee alternatives |
| 6 |  Wise AccountPartner | 9.1/10 |
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| ReviewCompareSee alternatives |
| 7 |  LednPartner | 8.9/10 |
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| 8 |  TorFXPartner | 8.9/10 |
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| ReviewCompareSee alternatives |
| 9 |  WisePartner | 8.8/10 |
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| ReviewCompareSee alternatives |
| 10 |  DaloopPartner | 8.1/10 |
| ReviewCompareSee alternatives |
Licensed in Spain
- Ledn
- Comision Nacional del Mercado de Valores (CNMV) - MiCA licence in process, not yet granted
- TorFX
- Banco de Espana
Other rankings
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- Current and checking accounts in Spain
- Savings accounts in Spain
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- Accounts for freelancers in Spain
- Money transfer services in Spain
- Multi-currency accounts in Spain
- Student, teen and kids accounts in Spain
- Online banks in Spain
- Fixed-rate bonds and CDs in Spain
- Cash ISAs in Spain