Updated October 17, 2026 · VaultCue Editorial Team

Top fixed-rate bonds and CDs compared in Spain

34 accounts available in Spain, ranked for Spain.

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Top fixed-rate bonds and CDs compared in Spain
Order	Account	Score	Features	Key facts	Actions
1	iuvoSAVETop pickPartner	8.7/10	No monthly fee	Headline rate: 5% Rate type: Fixed Term: 3 months	Review CompareVisit
2	FinomPartner Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000	8.9/10	No monthly fee Free ATM	Headline rate: 5% Rate type: Fixed Minimum deposit: €0	Review CompareVisit
3	Salt BankPartner Prima luna este gratuit (first month free): First month of any Salt plan free	9.5/10	Expats Travelers No monthly fee Low FX Free ATM	Headline rate: 5.3% to 5.9% Rate type: Fixed Term: 3 to 12 months	Review CompareSee alternatives
4	One ZeroPartner	9.2/10	No monthly fee	Headline rate: 6% Rate type: Fixed Term: 12 months	Review CompareSee alternatives
5	ABANCAPartner Cuenta Remunerada: 2% TAE for the first year with no balance limit: 2% TAE for 12 months, then 0% TAE	9.1/10	No monthly fee	Headline rate: 2% Rate type: Fixed Minimum deposit: €0	Review CompareSee alternatives
6	NLB Banka KosovaPartner NLB Depozita me afat - bonus deri ne 200 EUR: bonus up to 200 EUR	8.9/10	Expats Joint account	Rate type: Fixed Term: 12 to 60 months Access terms: No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term	Review CompareSee alternatives
7	EstateGuruPartner 8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%	8.8/10		Headline rate: 7% Rate type: Fixed Minimum deposit: €100	Review CompareSee alternatives
8	Vivid MoneyPartner	8.8/10	No monthly fee	Headline rate: 3% Rate type: Fixed Minimum deposit: €0.010	Review CompareSee alternatives
9	Avant MoneyPartner Deposit Plus Fixed Term Deposit Account: 2.70% p.a (2.72% AER) fixed for a 6-month term	8.7/10	No monthly fee	Headline rate: 2.72% Rate type: Fixed Term: 6 months	Review CompareSee alternatives
10	Vivid PlusPartner 1 month of Vivid Prime free: 1 month free, then from €7.90/month	8.6/10	Travelers Low FX Free ATM Joint account	Headline rate: 1% to 3% Rate type: Fixed Minimum deposit: €0.010	Review CompareSee alternatives