Updated October 17, 2026 · VaultCue Editorial Team

Top business bank accounts compared in Spain

75 accounts available in Spain, ranked for Spain.

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Top business bank accounts compared in Spain
Order	Account	Score	Features	Key facts	Actions
1	bunqTop pickPartner	8.9/10	Expats Travelers No monthly fee Joint account	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 3%	Review CompareVisit
2	bunq Spain Bank AccountPartner	8.7/10	Expats Travelers No monthly fee Low FX Joint account	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 3%	Review CompareVisit
3	QontoPartner Up to 5% AER account remuneration for 2 months for new customers: 5% AER for 2 months, then 1.5% AER on the Smart plan	8.7/10		Monthly fee: €19 Licence type: Payment institution Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
4	Qonto Portugal Business AccountPartner 1-month free trial: 1 month free	8.7/10		Monthly fee: €9 Licence type: Payment institution Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
5	SkrillPartner Final Score: Up to EUR 10,000 every week	9.0/10	Expats Travelers No monthly fee	Monthly fee: €0 Licence type: E money Deposit protection: EU DGS up to EUR 100,000	Review CompareVisit
6	Finom ESPartner Spanish site of Finom, an online payments and business account solution for autonomos and small businesses.	9.2/10		Monthly fee: €0 Currency conversion fee: 0.5% Currencies: 17	Review CompareVisit
7	FinomPartner Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000	8.9/10	No monthly fee Free ATM	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 1%	Review CompareVisit
8	NebeusPartner	8.7/10	No monthly fee	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 0.5%	Review CompareVisit
9	AirwallexPartner Limited offer - business rewards with Airwallex AI: Up to HK$68,888	8.6/10		Monthly fee: HK$2,499 Deposit protection: FSCS up to GBP 85,000 Currencies: from 20	Review CompareVisit
10	Revolut AUPartner	9.1/10	Travelers No monthly fee Low FX Free ATM Joint account	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareVisit