What is Access terms?

Access terms are the conditions attached to reaching your money: how much notice you must give, whether the balance is locked, and any minimum or waiting period. They decide whether a product suits an emergency fund or longer saving. 1822direkt allows deposits and withdrawals at any time, with no notice period, no fixed term and a reference account needed. ABA Bank offers on demand access with no notice period, interest paid monthly or when the account closes, and free early closure. Aave GHO / Compound Treehouse has no lockup and no cooldown, so sGHO can be redeemed for GHO at any time. ABANCA keeps money available at all times, with no notice period, run online through an app or online banking. Where a reference account is required, keep it open or your access can be interrupted.