Bank Kompanion review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Bank Kompanion is a fee-free app bank aimed at travelers who hold several currencies. The everyday account costs KGS 0 a month, and the savings side pays a fixed rate of 13% with interest credited monthly, well above the 3.08% for savings accounts on the site.
Key facts
- Best for
- A fee-free everyday account alongside a fixed savings deposit, aimed at travelers.
- Headline rate
- 13%↗
- Rate type
- Fixed↗
- Access terms
- Opened in the Kompanion mobile app, interest paid monthly↗
- Monthly fee
- KGS 0↗
- Account kind
- Fixed↗
- Legal entity
- Kompanion Bank CJSC (Bank Kompanion JSC)↗
- Headquarters
- Kyrgyzstan↗
- Support channels
- Phone↗
- Pricing model
- No monthly fee
- Official website
- kompanion.kg
Everyday accounts
- Currencies
- 5↗
- Audience
- Travelers
- Features
- Free ATM withdrawals
Money transfer
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- instagram.comfacebook.comyoutube.com
Pros and cons
Pros
- The account covers 5 currencies and includes free atm, which suits people who move money across borders.
- Interest on the savings deposit is credited monthly rather than at the end of a term.
- Transfers arrive instant and pay out to card and wallet.
Cons
- Support runs on phone only, so email and help centre support are not part of the offer.
- Savings sit in a fixed deposit, so the money is tied rather than available on demand.
- Currencies are limited to 5, well short of the 350 seen across the site.
Who it suits
- Travelers who hold more than one currency and want one app for the lot.
- Anyone after a fixed return without a monthly account charge.
- People who prefer to sort an account question over the phone.
Who should look elsewhere
- Plazo ES, if the headline rate of 24.19% is the number that decides it.
- AXI Card Tarjeta y Credito, whose 21.59% headline rate sits above the deposit rate here.
- PayPal Colombia, whose 3.3% headline rate is well below the savings rate on offer.
The company behind it
Bank Kompanion is operated by Kompanion Bank CJSC (Bank Kompanion JSC) and is headquartered in Kyrgyzstan. Customer help runs on phone, which suits people who would rather talk an account through with a person than read a help centre. Readers outside the country should read the terms first, since the bank is set up for a domestic audience and its accounts follow local rules.
How Bank Kompanion compares
Where Bank Kompanion is available
- Available
- Kyrgyzstan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a Bank Kompanion account cost to run?+
The everyday account carries a monthly fee of KGS 0, and the bank sells itself on a no monthly fee model. Transfer payouts can go to card and wallet, so the running cost of holding the account stays at the minimum. Savings rates are quoted separately from account charges.
What rate does the Bank Kompanion savings deposit pay?+
The deposit pays 13% at a fixed rate, with interest credited monthly. That sits well above the 3.08% for savings accounts on the site, though ranks move with the market. Because the account is fixed, the rate is set when you open the deposit.
How many currencies can I hold?+
The multi-currency account covers 5 currencies, in line with the 5 on the site and well under the 350 at the widest end. Travelers are the audience the bank names, and several currencies in one place is the point of the account.
How do I open the deposit and get paid?+
Products are opened in the Kompanion mobile app, and the savings deposit credits interest monthly once it is running. The account also includes free atm, so cash withdrawals add nothing to the cost. Anyone used to branch paperwork will find the whole process sits in the app.
How fast are transfers and where can the money land?+
Transfers are instant in speed, and payouts can go to card and wallet. Speed matters most for travelers, the audience the bank names, who often need card or wallet funds within the same trip. The 5 currencies on the account feed that flow.
Who runs Bank Kompanion and how do I get help?+
The bank is operated by Kompanion Bank CJSC (Bank Kompanion JSC) and is headquartered in Kyrgyzstan. Customer help runs on phone, so anyone who wants email or a help centre should plan on phone support. The legal name matters for readers opening an account from outside the country.
How does Bank Kompanion compare with Plazo ES on rate?+
The Bank Kompanion savings deposit pays 13%, while Plazo ES shows a headline rate of 24.19%. The products are not the same shape, one being a deposit account and the other a card and credit offer, so the headline figures are not strictly like for like. Check the account type before comparing.
Sources
- kompanion.kg checked September 26, 2026
Backs: Audience, Currencies, Features, Support channels
- kompanion.kg/requisites checked September 26, 2026
Backs: Headquarters, Legal entity
- kompanion.kg/retail/bank-account checked September 26, 2026
Backs: Pricing model, Monthly fee
- kompanion.kg/retail/deposit checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Rate type
“«Мөөнөттүү» онлайн-депозит (term online deposit), the deposit product the site leads with at up to 13% per year”
- kompanion.kg/retail/money-transfers checked September 26, 2026
Backs: Delivery time, Payout methods
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term, Minimum deposit, Deposit protection.
Related by the facts
Bank Kompanion
A fee-free everyday account alongside a fixed savings deposit, aimed at travelers.