Updated October 17, 2026 · VaultCue Editorial Team

Top current and checking accounts compared in Ireland

527 accounts available in Ireland, ranked for Ireland.

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Top current and checking accounts compared in Ireland
OrderAccountScoreFeaturesKey factsActions
1
Kraken logo
KrakenTop pickPartner

Kraken+ free 30-day trial: 30 days free, then $4.99/mo

8.7/10
    Monthly fee:
    $4.99
    Licence type:
    Payment institution
    Deposit protection:
    EU DGS up to EUR 100,000
    ReviewCompareVisit
    2
    Revolut AU logo
    Revolut AUPartner
    9.1/10
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    • Joint account
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareVisit
    3
    Revolut UK logo
    Revolut UKPartner
    9.0/10
    • Travelers
    • No monthly fee
    • Free ATM
    • Joint account
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareVisit
    4
    Crypto.com Card logo
    Crypto.com CardPartner

    Subscription rebates on Ruby Steel and Jade Green card tiers: 3 months Spotify and Truth+ (Ruby Steel); 6 months Spotify, Netflix and Truth+ (Jade Green)

    9.4/10
    • No monthly fee
    • Free ATM
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currency conversion fee:
    0.2% to 2%
    ReviewCompareSee alternatives
    5
    Moneycorp logo
    MoneycorpPartner
    9.4/10
    • Expats
    • No monthly fee
    • Low FX
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareSee alternatives
    6
    Banreservas logo
    BanreservasPartner
    9.3/10
      Monthly fee:
      DOP 20
      Currencies:
      2
      Transfer fee:
      2% to 5% of the send amount, plus a fixed US$2.00-7.00 fee on amounts up to US$100 with Ria
      ReviewCompareSee alternatives
      7
      Curve logo
      CurvePartner
      9.3/10
      • Travelers
      • No monthly fee
      • Low FX
      • Free ATM
      Monthly fee:
      £0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      ReviewCompareSee alternatives
      8
      Revolut ES logo
      Revolut ESPartner

      Banking app offering bank accounts, savings and share investing from a phone.

      9.3/10
        Licence type:
        Bank
        Currency conversion fee:
        0% to 1%
        Currencies:
        30
        ReviewCompareSee alternatives
        9
        AffinityPlus Credit Union logo
        AffinityPlus Credit UnionPartner
        9.2/10
        • No monthly fee
        Monthly fee:
        $0
        Deposit protection:
        FDIC up to USD 250,000
        Legal entity:
        Affinity Plus Federal Credit Union
        ReviewCompareSee alternatives
        10
        Alior Bank logo
        Alior BankPartner
        9.2/10
          Monthly fee:
          PLN 0
          Currencies:
          4
          Local account details:
          IBAN
          ReviewCompareSee alternatives

          Licensed in Ireland

          Kraken
          Central Bank of Ireland (e-money institution)
          Kraken
          Central Bank of Ireland (crypto asset service provider under MiCA)
          Kraken
          IE_CBI
          Moneycorp
          Central Bank of Ireland
          Moneycorp
          IE_CBI
          Payoneer rails
          IE_CBI
          Paysafe brands
          Central Bank of Ireland
          Paysafe brands
          IE_CBI
          Bank of Ireland
          Central Bank of Ireland
          Payoneer
          Central Bank of Ireland
          Payoneer
          IE_CBI
          Skrill
          Central Bank of Ireland
          Skrill
          IE_CBI
          CurrencyFair
          Central Bank of Ireland
          CurrencyFair
          IE_CBI
          Paxum
          IE_CBI
          Switcher.ie partnerships
          Central Bank of Ireland
          Switcher.ie partnerships
          Commission for Regulation of Utilities (CRU)
          Lemfi
          European Banking Authority, PSD register (payment institution)
          Lemfi
          IE_CBI

          Other rankings

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          Other countries

          Kraken

          Kraken

          Top pick for Ireland

          8.7/10Visit