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Updated October 18, 2026 · VaultCue Editorial Team

Top fixed-rate bonds and CDs compared in Ireland

31 accounts available in Ireland, ranked for Ireland.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top fixed-rate bonds and CDs compared in Ireland
OrderAccountScoreFeaturesKey factsActions
1
Salt Bank logo
Salt BankTop pickPartner

Prima luna este gratuit (first month free): First month of any Salt plan free

9.5/10
  • Expats
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
Headline rate:
5.3% to 5.9%
Rate type:
Fixed
Term:
3 to 12 months
ReviewCompareSee alternatives
2
One Zero logo
One ZeroPartner
9.2/10
  • No monthly fee
Headline rate:
6%
Rate type:
Fixed
Term:
12 months
ReviewCompareSee alternatives
3
Bank of Ireland logo
Bank of IrelandPartner
9.1/10
    Headline rate:
    3%
    Rate type:
    Fixed
    Term:
    12 months
    		ReviewCompareSee alternatives
    4
    Finom logo
    FinomPartner

    Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

    		8.9/10
    • No monthly fee
    • Free ATM
    Headline rate:
    5%
    Rate type:
    Fixed
    Minimum deposit:
    €0
    		ReviewCompareSee alternatives
    5
    NLB Banka Kosova logo
    NLB Banka KosovaPartner

    NLB Depozita me afat - bonus deri ne 200 EUR: bonus up to 200 EUR

    		8.9/10
    • Expats
    • Joint account
    Rate type:
    Fixed
    Term:
    12 to 60 months
    Access terms:
    No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term
    		ReviewCompareSee alternatives
    6
    EstateGuru logo
    EstateGuruPartner

    8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

    		8.8/10
      Headline rate:
      7%
      Rate type:
      Fixed
      Minimum deposit:
      €100
      		ReviewCompareSee alternatives
      7
      Vivid Money logo
      Vivid MoneyPartner
      		8.8/10
      • No monthly fee
      Headline rate:
      3%
      Rate type:
      Fixed
      Minimum deposit:
      €0.010
      		ReviewCompareSee alternatives
      8
      Avant Money logo
      Avant MoneyPartner

      Deposit Plus Fixed Term Deposit Account: 2.70% p.a (2.72% AER) fixed for a 6-month term

      		8.7/10
      • No monthly fee
      Headline rate:
      2.72%
      Rate type:
      Fixed
      Term:
      6 months
      		ReviewCompareSee alternatives
      9
      Bank of Scotland DE logo
      Bank of Scotland DEPartner

      German online bank offering Festgeld fixed-term deposits and Tagesgeld savings alongside instalment and car loans.

      		8.5/10
        Headline rate:
        3%
        Account kind:
        Easy access
        Headquarters:
        Germany
        		ReviewCompareSee alternatives
        10
        Santander Consumer Bank PL logo
        Santander Consumer Bank PLPartner

        Polish consumer bank offering online lokaty (term deposits), a savings account, cash and car loans and credit cards.

        		8.5/10
        • No monthly fee
        Headline rate:
        3.6%
        Rate type:
        Variable
        Access terms:
        no minimum or maximum balance on the account
        		ReviewCompareSee alternatives

        Licensed in Ireland

        Bank of Ireland
        Central Bank of Ireland
        Avant Money
        Central Bank of Ireland
        Avant Money
        IE_CBI

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        Other countries

        Salt Bank

        Salt Bank

        Top pick for Ireland

        9.5/10See alternatives