Updated October 21, 2026 · VaultCue Editorial Team

Top fixed-rate bonds and CDs compared in Italy

36 accounts available in Italy, ranked for Italy.

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Top fixed-rate bonds and CDs compared in Italy
OrderAccountScoreFeaturesKey factsActions
1
iuvoSAVE logo
iuvoSAVETop pickPartner
8.7/10
  • No monthly fee
Headline rate:
5%
Rate type:
Fixed
Term:
3 months
ReviewCompareVisit
2
Salt Bank logo
Salt BankPartner

Prima luna este gratuit (first month free): First month of any Salt plan free

9.5/10
  • Expats
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
Headline rate:
5.3% to 5.9%
Rate type:
Fixed
Term:
3 to 12 months
ReviewCompareSee alternatives
3
Fineco (FinecoBank) logo
Fineco (FinecoBank)Partner
9.4/10
  • No monthly fee
  • Low FX
Headline rate:
2%
Rate type:
Fixed
Term:
12 months
ReviewCompareSee alternatives
4
One Zero logo
One ZeroPartner
9.2/10
  • No monthly fee
Headline rate:
6%
Rate type:
Fixed
Term:
12 months
ReviewCompareSee alternatives
5
Illimity logo
IllimityPartner
9.0/10
  • No monthly fee
Headline rate:
2% to 3.9%
Rate type:
Fixed
Term:
6 to 60 months
ReviewCompareSee alternatives
6
Finom logo
FinomPartner

Fixed 5% p.a. on EUR funds for the first 5 months: 5% p.a. fixed for 5 months on up to EUR 200,000

8.9/10
  • No monthly fee
  • Free ATM
Headline rate:
5%
Rate type:
Fixed
Minimum deposit:
€0
ReviewCompareSee alternatives
7
NLB Banka Kosova logo
NLB Banka KosovaPartner

NLB Depozita me afat - bonus deri ne 200 EUR: bonus up to 200 EUR

8.9/10
  • Expats
  • Joint account
Rate type:
Fixed
Term:
12 to 60 months
Access terms:
No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term
ReviewCompareSee alternatives
8
Tinaba logo
TinabaPartner
8.9/10
  • Expats
  • Travelers
  • No monthly fee
Headline rate:
2.6% to 3.2%
Rate type:
Fixed
Term:
3 to 24 months
ReviewCompareSee alternatives
9
EstateGuru logo
EstateGuruPartner

8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

8.8/10
    Headline rate:
    7%
    Rate type:
    Fixed
    Minimum deposit:
    €100
    ReviewCompareSee alternatives
    10
    Vivid Money logo
    Vivid MoneyPartner
    8.8/10
    • No monthly fee
    Headline rate:
    3%
    Rate type:
    Fixed
    Minimum deposit:
    €0.010
    ReviewCompareSee alternatives

    Licensed in Italy

    Tinaba
    Banca d'Italia
    Vivid Plus
    Bank of Italy
    Widiba
    Banca d'Italia
    Widiba
    IVASS
    Vivid Money
    Bank of Italy (Vivid Money S.A., Italian Branch)

    Other rankings

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    Other countries

    iuvoSAVE

    iuvoSAVE

    Top pick for Italy

    8.7/10Visit