Updated October 17, 2026 · VaultCue Editorial Team

Top online banks compared in Italy

65 accounts available in Italy, ranked for Italy.

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Top online banks compared in Italy
Order	Account	Score	Features	Key facts	Actions
1	Salt BankTop pickPartner Prima luna este gratuit (first month free): First month of any Salt plan free	9.5/10	Expats Travelers No monthly fee Low FX Free ATM	Monthly fee: RON 0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 0%	Review CompareSee alternatives
2	Fineco (FinecoBank)Partner	9.4/10	No monthly fee Low FX	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 0%	Review CompareSee alternatives
3	StatrysPartner Your account pays you back: HKD 188 per month	9.4/10	No monthly fee Low FX	Monthly fee: HK$0 Currency conversion fee: 0.1% to 0.15% Currencies: 11	Review CompareSee alternatives
4	ING Conto ArancioPartner 4% for 12 months with Conto Corrente Arancio, Conto Arancio and MYMoneyCoach: 4% gross annual for 12 months on Conto Arancio up to 200,000 EUR, extended to 400,000 EUR if at least 100,000 EUR is invested with MYMoneyCoach	9.3/10	No monthly fee Free ATM Joint account	Monthly fee: €0 Local account details: IBAN Transfer fee: 0 EUR for SEPA and instant SEPA transfers	Review CompareSee alternatives
5	Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months	9.3/10	Travelers No monthly fee Low FX	Monthly fee: £0 Deposit protection: FSCS up to GBP 85,000 Currency conversion fee: 0%	Review CompareSee alternatives
6	MyMontyPartner	9.3/10	No monthly fee	Monthly fee: €0 Deposit protection: FSCS up to GBP 85,000 Currencies: 2	Review CompareSee alternatives
7	Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone.	9.3/10		Licence type: Bank Currency conversion fee: 0% to 1% Currencies: 30	Review CompareSee alternatives
8	INGPartner Attractive interest on your first free Tagesgeldkonto (overnight deposit): up to 3.75% p.a. for the first 4 months	9.2/10	No monthly fee Joint account	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 2%	Review CompareSee alternatives
9	WamoPartner Cashback on card spend with annual plans: up to 1%	9.2/10	No monthly fee	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currencies: 22	Review CompareSee alternatives
10	AspirationPartner	9.1/10	No monthly fee Free ATM	Monthly fee: $0 Deposit protection: FDIC up to USD 250,000 Currency conversion fee: 1%	Review CompareSee alternatives