Updated October 17, 2026 · VaultCue Editorial Team

Top online banks compared in Australia

43 accounts available in Australia, ranked for Australia.

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Top online banks compared in Australia
Order	Account	Score	Features	Key facts	Actions
1	StatrysTop pickPartner Your account pays you back: HKD 188 per month	9.4/10	No monthly fee Low FX	Monthly fee: HK$0 Currency conversion fee: 0.1% to 0.15% Currencies: 11	Review CompareSee alternatives
2	Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months	9.3/10	Travelers No monthly fee Low FX	Monthly fee: £0 Deposit protection: FSCS up to GBP 85,000 Currency conversion fee: 0%	Review CompareSee alternatives
3	MyMontyPartner	9.3/10	No monthly fee	Monthly fee: €0 Deposit protection: FSCS up to GBP 85,000 Currencies: 2	Review CompareSee alternatives
4	Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone.	9.3/10		Licence type: Bank Currency conversion fee: 0% to 1% Currencies: 30	Review CompareSee alternatives
5	AspirationPartner	9.1/10	No monthly fee Free ATM	Monthly fee: $0 Deposit protection: FDIC up to USD 250,000 Currency conversion fee: 1%	Review CompareSee alternatives
6	AspirePartner Get 10% cashback on AI subscriptions	9.1/10	No monthly fee	Monthly fee: SGD 0 Currencies: 13 Transfer fee: Basic plan $0/month: local transfers free (ACH, wire, check, real-time $0); SWIFT send $5 (SHA) or $15 (OUR); SWIFT receive $0; FX from 0.22% above mid-market	Review CompareSee alternatives
7	INGPartner 4% per 12 mesi con Conto Corrente Arancio, Conto Arancio e MYMoneyCoach: 4% gross annual interest for 12 months on savings up to 200,000 EUR (up to 400,000 EUR if investing from 100,000 EUR with MYMoneyCoach)	9.1/10	No monthly fee Joint account	Monthly fee: €0 Deposit protection: EU DGS up to EUR 100,000 Currency conversion fee: 2%	Review CompareSee alternatives
8	PayseraPartner	9.1/10	No monthly fee	Monthly fee: €0 Licence type: E money Deposit protection: EU DGS up to EUR 100,000	Review CompareSee alternatives
9	Paysera Visa cardPartner	9.1/10	No monthly fee	Monthly fee: €0 Licence type: E money Deposit protection: EU DGS up to EUR 100,000	Review CompareSee alternatives
10	AlipayPartner	9.0/10	Travelers No monthly fee	Monthly fee: CN¥0 Currencies: 18 Transfer fee: 3% over RMB 200	Review CompareSee alternatives