Updated October 21, 2026 · VaultCue Editorial Team

Top cash management accounts compared in Australia

11 accounts available in Australia, ranked for Australia.

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Top cash management accounts compared in Australia
Order	Account	Score	Features	Key facts	Actions
1	eToroTop pickPartner	8.9/10	No monthly fee Free ATM	Headline rate: 3.8% Rate type: Variable Minimum deposit: $1 to $10,000	Review CompareVisit
2	MeowPartner Meow Cards 2.5% cashback on eligible AI spend	9.2/10	No monthly fee	Headline rate: 3.68% to 3.92% Rate type: Variable Minimum deposit: $100,000	Review CompareSee alternatives
3	Wise AccountPartner	9.1/10	Expats Travelers No monthly fee Low FX Free ATM	Headline rate: 3.29% Rate type: Variable Deposit protection: FSCS up to GBP 85,000	Review CompareSee alternatives
4	LednPartner	8.9/10		Headline rate: 6.5% to 8.5% Rate type: Variable Minimum deposit: $0	Review CompareSee alternatives
5	TorFXPartner	8.9/10	No monthly fee	Rate type: Variable Deposit protection: FSCS up to GBP 85,000 Access terms: 24/7 transfers online, in the app or by phone with a personal account manager; funds held in segregated accounts	Review CompareSee alternatives
6	WisePartner	8.8/10	Expats Travelers No monthly fee Free ATM	Headline rate: 3.29% Rate type: Variable Deposit protection: EU DGS up to EUR 100,000	Review CompareSee alternatives
7	DaloopPartner	8.1/10		Legal entity: Daloop.com Headquarters: United States Support channels: Email	Review CompareSee alternatives
8	Ant GroupPartner	Not rated		Headline rate: up to 1% Rate type: Variable Access terms: Yu'e Bao money can be spent at any time through Alipay; CNY 100,000 holding cap and CNY 20,000 daily purchase cap removed 10 April 2019	Review CompareSee alternatives
9	JetonPartner Get a 30% Cashback on Melbet deposits via Jeton: 30% cashback	Not rated	Travelers No monthly fee	Access terms: On-demand app and web access; instant or 0 to 30 minute settlement, per-method limits Monthly fee: €0 Account kind: Cash management	Review CompareSee alternatives
10	PaysendPartner	Not rated		Deposit protection: FSCS up to GBP 85,000 Account kind: Cash management Legal entity: Paysend Plc	Review CompareSee alternatives