Paysend review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
Paysend is a global payments infrastructure for money transfers to 170 plus countries that suits people supporting family abroad and enterprises handling worldwide payments. It brings transfers, requests and top-ups together in one phone based place with tracking from start to finish and payout to accounts, cards, e-wallets or cash.
Key facts
Money transfer
- Transfer fee
- One low fixed fee per transfer, from EUR 1.50 when sending from the EU/EEA, regardless of amount↗
- Delivery time
- Under 15 minutes for most card-to-card transfers; 1-3 business days for bank account and mobile wallet payouts↗
- Payout methods
- Bank, Cash-pickup, Wallet, Card↗
- Fee to send 1,000
- from €1.50↗
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Reaches 170 plus countries across accounts, cards, e-wallets and cash
- Displays transfer details before you confirm each payment
- Sends arrival notifications for sender and recipient together
- Connects billions of digital endpoints through one owned network
Cons
- Delivery times vary by route, payout method and compliance checks
- Available payout methods depend on destination country and route
Who it suits
- People sending regular support to family abroad
- Enterprises handling payments across many countries
Who should look elsewhere
- People seeking in branch transactions
How your money is protected
Paysend operates as a licensed payments infrastructure across multiple jurisdictions with compliance controls built into each transfer. Routine checks apply by route and payout method, which explains why timing can differ. Your transfer remains visible from start to finish, with notifications when funds arrive for both sender and recipient. The network runs as a single owned loop across currencies and payment rails, which supports consistent handling and reliability. Protection here comes from regulation, ongoing monitoring and end to end visibility rather than from a bank balance safeguard.
How Paysend compares
Where Paysend is available
- Available
- Albania, Algeria, Andorra, Armenia, Australia, Austria, Azerbaijan, Bangladesh, Belgium, Belize, Bhutan, Bosnia and Herzegovina, Brazil, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Chad, Chile, China, Colombia, Croatia, Cyprus, Czechia, Denmark, Ecuador, Egypt, El Salvador, Estonia, Ethiopia, Finland, France, Georgia, Germany, Greece, Guatemala, Guinea, Guyana, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Ireland, Israel, Italy, Jamaica, Japan, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Latvia, Liberia, Liechtenstein, Lithuania, Luxembourg, Madagascar, Malawi, Malaysia, Malta, Mauritania, Mexico, Moldova, Montenegro, Morocco, Mozambique, Nepal, Netherlands, Nigeria, North Macedonia, Norway, Paraguay, Peru, Philippines, Poland, Portugal, Qatar, Romania, Rwanda, San Marino, Saudi Arabia, Senegal, Serbia, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Tunisia, Turkey, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States, Uzbekistan, Vietnam, Zambia
- Licence in United Kingdom
- Financial Conduct Authority (900004), checked September 26, 2026
- Licence in Ireland
- Central Bank of Ireland (C443739), checked September 26, 2026
- Licence in United States
- FinCEN, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which countries does Paysend serve?+
Paysend serves transfers to more than 170 countries through interoperable currencies and payment rails. Its network reaches billions of digital endpoints across schemes, wallets, bank accounts and instant payment rails. Coverage for each corridor depends on local arrangements.
What payout methods does Paysend support?+
Recipients can receive into a bank account, to a card, to an e-wallet or as cash, depending on the route. You choose the payout method when you set up the transfer from your phone. Options vary because banks, schemes and wallets differ by country.
What can you do with Paysend?+
Paysend brings transfers, requests and top-ups together in one phone based place. You can send money, request funds and add credit before confirming. Every transfer can be tracked step by step until it arrives.
Who is Paysend for and who runs it?+
Paysend is a global payments infrastructure used by millions of people sending money home. The same owned network is also used by enterprises operating worldwide. It is run as one connected loop for speed, handling and reliability.
Which company operates Paysend?+
Paysend is operated by Paysend Plc. (Source, checked September 26, 2026)
Where is Paysend based?+
Paysend is based in United Kingdom. (Source, checked September 26, 2026)
Sources
- paysend.com checked September 26, 2026
Backs: Payout methods
“Recipient receives fast* - to an account, card, e-wallet, or cash”
- paysend.com/en-gb/select-region checked September 26, 2026
Backs: Deposit protection, Headquarters, Legal entity, Licences
“Paysend Plc is a company incorporated and registered in Scotland with company number SC376020. Our registered office is at Suite 2, Ground Floor, Orchard Brae House, 30 Queensferry Road, Edinburgh,...”
- paysend.com/personal checked September 26, 2026
Backs: Account kind, Delivery time, Support channels, Transfer fee, Fee to send 1,000
“Paysend EU DAC is authorised and regulated by the Central Bank of Ireland (Firm Reference Number C443739) as an electronic money institution permitted to issue e-money and provide payment services”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.