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Updated October 18, 2026 · VaultCue Editorial Team

Top savings accounts compared in Germany

503 accounts available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top savings accounts compared in Germany
OrderAccountScoreFeaturesKey factsActions
1
DKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)Top pickPartner

Visa Kreditkarte: 30 € Bonus Aktion: 30 EUR

9.2/10
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Deposit protection:
EU DGS up to EUR 100,000
Monthly fee:
€0 to €4.50
Legal entity:
Deutsche Kreditbank Aktiengesellschaft
ReviewCompareVisit
2
DKB logo
DKBPartner

30 Euro Bonus Aktion fuer die Visa Kreditkarte (erstes Jahr): 30 EUR

9.1/10
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Headline rate:
4%
Deposit protection:
EU DGS up to EUR 100,000
Monthly fee:
€0 to €4.50
ReviewCompareVisit
3
iuvoSAVE logo
iuvoSAVEPartner
8.7/10
  • No monthly fee
Headline rate:
5%
Rate type:
Fixed
Term:
3 months
ReviewCompareVisit
4
J&T Direktbank logo
J&T DirektbankPartner
9.3/10
  • No monthly fee
Headline rate:
2.25%
Rate type:
Variable
Minimum deposit:
€0
ReviewCompareVisit
5
bunq logo
bunqPartner
8.9/10
  • Expats
  • Travelers
  • No monthly fee
  • Joint account
Headline rate:
3.01%
Rate type:
Variable
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareVisit
6
EstateGuru logo
EstateGuruPartner

8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%

8.8/10
    Headline rate:
    7%
    Rate type:
    Fixed
    Minimum deposit:
    €100
    		ReviewCompareVisit
    7
    Panda Remit logo
    Panda RemitPartner

    Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

    		8.3/10
      Deposit protection:
      FDIC up to USD 250,000
      Access terms:
      On demand, 24/7; exchange rate can be locked for 24 hours
      Legal entity:
      Wotransfer PTE. LTD.
      		ReviewCompareVisit
      8
      Airwallex logo
      AirwallexPartner

      Limited offer - business rewards with Airwallex AI: Up to HK$68,888

      		8.6/10
        Headline rate:
        2.18% to 3.83%
        Rate type:
        Variable
        Minimum deposit:
        HK$0
        		ReviewCompareVisit
        9
        Revolut AU logo
        Revolut AUPartner
        		9.1/10
        • Travelers
        • No monthly fee
        • Low FX
        • Free ATM
        • Joint account
        Headline rate:
        4%
        Rate type:
        Variable
        Minimum deposit:
        £0
        		ReviewCompareVisit
        10
        Revolut UK logo
        Revolut UKPartner
        		9.0/10
        • Travelers
        • No monthly fee
        • Free ATM
        • Joint account
        Headline rate:
        4%
        Rate type:
        Variable
        Minimum deposit:
        £0
        		ReviewCompareVisit

        Licensed in Germany

        DKB (Deutsche Kreditbank)
        Europäische Zentralbank
        DKB (Deutsche Kreditbank)
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        DKB
        European Central Bank (Europäische Zentralbank)
        DKB
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        J&T Direktbank
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        bunq
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        Commerzbank
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        Commerzbank
        European Central Bank
        Wüstenrot Bausparkasse
        European Central Bank
        Wüstenrot Bausparkasse
        Federal Financial Supervisory Authority (BaFin)
        Berliner Volksbank
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
        Deutsche Bank
        Europäische Zentralbank (EZB)
        Deutsche Bank
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        norisbank
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
        norisbank
        Europaeische Zentralbank (EZB)
        norisbank
        Industrie- und Handelskammer Bonn/Rhein-Sieg (Versicherungsvermittlerregister)
        Santander Consumer Bank
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        Santander Consumer Bank
        European Central Bank
        TARGOBANK
        Europäische Zentralbank
        TARGOBANK
        Bundesanstalt für Finanzdienstleistungsaufsicht

        Other rankings

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        Other countries

        DKB (Deutsche Kreditbank)

        DKB (Deutsche Kreditbank)

        Top pick for Germany

        9.2/10Visit