Updated October 17, 2026 · VaultCue Editorial Team
Top online banks compared in Germany
73 accounts available in Germany, ranked for Germany.
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| Order | Account | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  DKB (Deutsche Kreditbank)Top pickPartner Visa Kreditkarte: 30 € Bonus Aktion: 30 EUR | 9.2/10 |
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| ReviewCompareVisit |
| 2 |  DKBPartner 30 Euro Bonus Aktion fuer die Visa Kreditkarte (erstes Jahr): 30 EUR | 9.1/10 |
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| ReviewCompareVisit |
| 3 |  bunqPartner | 8.9/10 |
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| ReviewCompareVisit |
| 4 |  Salt BankPartner Prima luna este gratuit (first month free): First month of any Salt plan free | 9.5/10 |
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| ReviewCompareSee alternatives |
| 5 |  StatrysPartner Your account pays you back: HKD 188 per month | 9.4/10 |
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| ReviewCompareSee alternatives |
| 6 |  Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.3/10 |
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| ReviewCompareSee alternatives |
| 7 |  OpenbankPartner Cuenta Remunerada Openbank at 2,75% TAE with code OPEN275: 2.75% TAE (2.72% TIN annual) for 12 months on balance with no cap | 9.3/10 |
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| ReviewCompareSee alternatives |
| 8 |  MyMontyPartner | 9.3/10 |
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| ReviewCompareSee alternatives |
| 9 |  willbePartner Download the app and save 3 months of fees | 9.3/10 |
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| ReviewCompareSee alternatives |
| 10 |  Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone. | 9.3/10 |
| ReviewCompareSee alternatives |
Licensed in Germany
- DKB (Deutsche Kreditbank)
- Europäische Zentralbank
- DKB (Deutsche Kreditbank)
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- DKB
- European Central Bank (Europäische Zentralbank)
- DKB
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- bunq
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- UmweltBank AG
- European Central Bank (Eurosystem)
- UmweltBank AG
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- UmweltBank AG
- IHK fuer Muenchen und Oberbayern (Versicherungsvermittlerregister, Erlaubnis nach Paragraf 34d Abs. 1 GewO)
- Finanzguru AT
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Finanzguru AT
- IHK Frankfurt am Main
- N26
- Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- UmweltBank AG
- Europäische Zentralbank
- UmweltBank AG
- Bundesanstalt für Finanzdienstleistungsaufsicht
- VEXCASH
- Ordnungsamt Mitte, Fachbereich Ordnungs- und Gewerbeamt (permission under Sec. 34c (1) No. 2 GewO for loan brokering)
- VEXCASH
- Bundesamt fuer Justiz, Referat VII 5 (RDG)
- Tomorrow bank
- BaFin (German Federal Financial Supervisory Authority) - banking licence held by banking partner Solaris SE
- Tomorrow bank
- BaFin (German Federal Financial Supervisory Authority) - Tomorrow GmbH registered as tied agent under section 3 (2) WpIG
- ING Germany (Diba)
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- ING Germany (Diba)
- Europaeische Zentralbank (ECB)
- Tomorrow
- BaFin (German Federal Financial Supervisory Authority), for banking partner Solaris SE providing the account
Other rankings
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- Fixed-rate bonds and CDs in Germany
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