Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated October 17, 2026 · VaultCue Editorial Team

Top student, teen and kids accounts compared in Germany

29 accounts available in Germany, ranked for Germany.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top student, teen and kids accounts compared in Germany
OrderAccountScoreFeaturesKey factsActions
1
DKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)Top pickPartner

Visa Kreditkarte: 30 € Bonus Aktion: 30 EUR

9.2/10
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Monthly fee:
€0 to €4.50
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0% to 2.2%
ReviewCompareVisit
2
DKB logo
DKBPartner

30 Euro Bonus Aktion fuer die Visa Kreditkarte (erstes Jahr): 30 EUR

9.1/10
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Monthly fee:
€0 to €4.50
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0% to 2.2%
ReviewCompareVisit
3
bunq logo
bunqPartner
8.9/10
  • Expats
  • Travelers
  • No monthly fee
  • Joint account
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
3%
ReviewCompareVisit
4
Revolut AU logo
Revolut AUPartner
9.1/10
  • Travelers
  • No monthly fee
  • Low FX
  • Free ATM
  • Joint account
Monthly fee:
£0
Licence type:
E money
Deposit protection:
FSCS up to GBP 85,000
ReviewCompareVisit
5
Revolut UK logo
Revolut UKPartner
9.0/10
  • Travelers
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
£0
Licence type:
E money
Deposit protection:
FSCS up to GBP 85,000
ReviewCompareVisit
6
Commerzbank logo
CommerzbankPartner

Topzinskonto Plus promotional rate on Tagesgeldkonto: 2.25% p.a. variable for up to 12 months on newly transferred money up to 1,000,000 EUR

9.5/10
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Local account details:
IBAN
ReviewCompareSee alternatives
7
Deutsche Bank logo
Deutsche BankPartner

FestzinsSparen: 2,7 % p.a. for 12 months

9.4/10
  • No monthly fee
  • Free ATM
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0.5%
ReviewCompareSee alternatives
8
norisbank logo
norisbankPartner

120 Euro Kontowechsel-Praemie (Top-Girokonto + Tagesgeldkonto): 120 EUR

9.4/10
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0%
ReviewCompareSee alternatives
9
Santander Consumer Bank logo
Santander Consumer BankPartner

BestGiro credit interest 0.20% p.a. for the first twelve months: 0.20% p.a. for 12 months

9.4/10
  • Travelers
  • No monthly fee
  • Free ATM
  • Joint account
Monthly fee:
€0 to €6.95
Deposit protection:
EU DGS up to EUR 100,000
Currency conversion fee:
0% to 1.85%
ReviewCompareSee alternatives
10
TARGOBANK logo
TARGOBANKPartner
9.4/10
  • No monthly fee
  • Free ATM
Monthly fee:
€0
Deposit protection:
EU DGS up to EUR 100,000
Free ATM withdrawals:
€0
ReviewCompareSee alternatives

Licensed in Germany

DKB (Deutsche Kreditbank)
Europäische Zentralbank
DKB (Deutsche Kreditbank)
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
DKB
European Central Bank (Europäische Zentralbank)
DKB
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
bunq
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Commerzbank
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Commerzbank
European Central Bank
Deutsche Bank
Europäische Zentralbank (EZB)
Deutsche Bank
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
norisbank
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
norisbank
Europaeische Zentralbank (EZB)
norisbank
Industrie- und Handelskammer Bonn/Rhein-Sieg (Versicherungsvermittlerregister)
Santander Consumer Bank
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Santander Consumer Bank
European Central Bank
TARGOBANK
Europäische Zentralbank
TARGOBANK
Bundesanstalt für Finanzdienstleistungsaufsicht
Deutsche Bank
European Central Bank (ECB)
Deutsche Bank
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Sparda-Bank Hamburg
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
N26
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)

Other rankings

Browse by category

Other countries

DKB (Deutsche Kreditbank)

DKB (Deutsche Kreditbank)

Top pick for Germany

9.2/10Visit