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Updated October 17, 2026 · VaultCue Editorial Team

Top business bank accounts compared in Germany

79 accounts available in Germany, ranked for Germany.

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Top business bank accounts compared in Germany
OrderAccountScoreFeaturesKey factsActions
1
Finom DE logo
Finom DETop pickPartner

German site of Finom, a business account and payments solution for freelancers and small businesses.

9.4/10
    Monthly fee:
    €0
    Currencies:
    17
    Local account details:
    IBAN
    		ReviewCompareVisit
    2
    Kontist logo
    KontistPartner
    		9.1/10
    • No monthly fee
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currency conversion fee:
    2%
    		ReviewCompareVisit
    3
    bunq logo
    bunqPartner
    		8.9/10
    • Expats
    • Travelers
    • No monthly fee
    • Joint account
    Monthly fee:
    €0
    Deposit protection:
    EU DGS up to EUR 100,000
    Currency conversion fee:
    3%
    		ReviewCompareVisit
    4
    Airwallex logo
    AirwallexPartner

    Limited offer - business rewards with Airwallex AI: Up to HK$68,888

    		8.6/10
      Monthly fee:
      HK$2,499
      Deposit protection:
      FSCS up to GBP 85,000
      Currencies:
      from 20
      		ReviewCompareVisit
      5
      Revolut AU logo
      Revolut AUPartner
      		9.1/10
      • Travelers
      • No monthly fee
      • Low FX
      • Free ATM
      • Joint account
      Monthly fee:
      £0
      Licence type:
      E money
      Deposit protection:
      FSCS up to GBP 85,000
      		ReviewCompareVisit
      6
      Revolut UK logo
      Revolut UKPartner
      		9.0/10
      • Travelers
      • No monthly fee
      • Free ATM
      • Joint account
      Monthly fee:
      £0
      Licence type:
      E money
      Deposit protection:
      FSCS up to GBP 85,000
      		ReviewCompareVisit
      7
      Xe logo
      XePartner
      		9.6/10
      • Travelers
      • No monthly fee
      • Low FX
      Monthly fee:
      $0
      Deposit protection:
      FDIC up to USD 250,000
      Currencies:
      130
      		ReviewCompareSee alternatives
      8
      Paysera Kosova logo
      Paysera KosovaPartner
      		9.4/10
      • No monthly fee
      Monthly fee:
      €0
      Currencies:
      20
      Local account details:
      IBAN
      		ReviewCompareSee alternatives
      9
      Statrys logo
      StatrysPartner

      Your account pays you back: HKD 188 per month

      		9.4/10
      • No monthly fee
      • Low FX
      Monthly fee:
      HK$0
      Currency conversion fee:
      0.1% to 0.15%
      Currencies:
      11
      		ReviewCompareSee alternatives
      10
      Bank of Jordan logo
      Bank of JordanPartner
      		9.2/10
      • No monthly fee
      Monthly fee:
      JOD 0
      Currencies:
      2
      Local account details:
      IBAN
      		ReviewCompareSee alternatives

      Licensed in Germany

      Kontist
      BaFin and European Central Bank (banking licence held by partner bank Solaris SE, which holds the accounts; Kontist itself states it has no own banking licence)
      bunq
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      PayCenter
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      PayCenter
      DE_BAFIN
      PSD Bank Nürnberg
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      ING Germany (Diba)
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      ING Germany (Diba)
      Europaeische Zentralbank (ECB)
      eZ Cash
      DE_BAFIN

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      Finom DE

      Finom DE

      Top pick for Germany

      9.4/10Visit