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Bank of Jordan review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Bank of Jordan suits businesses in Jordan that want a fee-free easy-access account with a variable rate. Its Smart Saver account carries a monthly fee of JOD 0 and pays interest of 0.1% to 2%, and the account opens in the BOJ Mobile app. Weigh the help centre if you would rather speak to someone.

Key facts

Best for
Businesses in Jordan keeping an easy-access savings balance with no monthly fee
Monthly fee
JOD 0↗
Currencies
2↗
Local account details
IBAN↗
Legal entity
Bank of Jordan↗
Headquarters
Jordan↗
Founded
1960↗
Support channels
Help-centre↗
Audience
Business
Pricing model
No monthly fee
Official website
bankofjordan.com

Savings

Headline rate
0.1% to 2%↗
Rate type
Variable↗
Minimum deposit
JOD 100↗
Access terms
Interest paid every 6 months, account can be opened through the BOJ Mobile app↗
Account kind
Easy access↗

Facts checked September 26, 2026, 6 sources

Apps and profiles

Elsewhere
WikidataWikipedia

Pros and cons

Pros

  • The Smart Saver account has a monthly fee of JOD 0 and a minimum deposit of JOD 100
  • Interest of 0.1% to 2% at a variable rate, credited periodically
  • The account is easy access and opens through the BOJ Mobile app
  • Local bank account details include iban

Cons

  • Interest is credited periodically rather than monthly
  • Support runs on help centre only
  • The virtual multi-currency prepaid card holds 2
Bank of Jordan

Ready to try Bank of Jordan?

Scored 9.2 / 10 by VaultCue.

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Who it suits

  • Businesses registered in Jordan that park a working balance and earn variable interest
  • Anyone who wants a fee-free easy-access savings account opened in a mobile app

Who should look elsewhere

  • Anyone needing a fixed-term account or a notice account
  • People who want to hold many currencies, since the prepaid card covers 2

Rates and card terms

The Smart Saver account pays interest of 0.1% to 2% at a variable rate, so the amount can move with the bank's pricing. The account is easy access rather than a fixed or notice product, which suits a balance that stays available. Interest is credited periodically rather than monthly, and the account can be opened through the BOJ Mobile app. Deposits start at JOD 100, and there is a monthly fee of JOD 0. Its virtual multi-currency prepaid card holds 2.

The company behind it

The provider is Bank of Jordan, headquartered in Jordan and founded in 1960. It lists its audience as business, so the products are aimed at companies rather than private customers. Domestic account details include iban, which matters for local payroll and supplier payments. Help is offered through help centre.

How Bank of Jordan compares

Frequently asked questions

What does the Smart Saver account cost to hold?+

The monthly fee on the Smart Saver account is JOD 0, and the model is listed as no monthly fee. Deposits start at JOD 100, so a business can open the account at a modest entry point. There is no account-keeping charge to budget around from month to month.

What interest rate does Bank of Jordan pay on this account?+

The Smart Saver account pays interest of 0.1% to 2%, and the rate is variable. Because it is variable, the figure can change rather than being locked for a term. Interest is credited periodically rather than monthly, so the first payment arrives some way after opening.

Can I withdraw money from the account at any time?+

Yes, this is an easy access account, so the balance stays reachable without giving notice. The account kind matters more here than the rate, because notice accounts and fixed accounts restrict withdrawals. Opening it takes place in the BOJ Mobile app.

Who is the Bank of Jordan account built for?+

The listed audience is business, so the product is aimed at companies rather than individual savers. It suits a business that keeps a working balance in Jordan and wants it to earn something without a monthly charge. Private customers are not the stated target.

How many currencies can I hold on the prepaid card?+

The virtual multi-currency prepaid card covers 2. That is a narrow currency list for anyone who regularly converts or holds several balances abroad. A provider built for wider multi-currency balances would serve that pattern better.

What account details do I get for local payments?+

Local details listed for the bank include iban. An IBAN is what a Jordanian business needs for domestic invoices and supplier transfers. Combined with the JOD 0 monthly fee, running payroll and payments adds no account-keeping cost.

How do I get help if something goes wrong?+

Support runs on help centre, a self-service route that covers routine questions about balances and transfers. Anyone who expects to call a person about a failed payment should weigh that before opening an account here.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.

Bank of Jordan

Bank of Jordan

Businesses in Jordan keeping an easy-access savings balance with no monthly fee

9.2/10See alternatives