Updated October 18, 2026 · VaultCue Editorial Team
Top savings accounts compared in China
409 accounts available in China, ranked for China.
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| Order | Account | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  AirwallexTop pickPartner Limited offer - business rewards with Airwallex AI: Up to HK$68,888 | 8.6/10 |
| ReviewCompareVisit |
| 2 |  Panda RemitPartner Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer | 8.3/10 |
| ReviewCompareVisit |
| 3 | BBVAPartner | 9.8/10 |
| ReviewCompareSee alternatives |
| 4 |  HSBC Hong KongPartner HSBC One New Fund Offer: Up to 3,530 RewardCash | 9.6/10 |
| ReviewCompareSee alternatives |
| 5 |  BanreservasPartner | 9.3/10 |
| ReviewCompareSee alternatives |
| 6 |  Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.3/10 |
| ReviewCompareSee alternatives |
| 7 |  OCBC BankPartner EasiCredit cashback: Up to S$380 cashback | 9.3/10 |
| ReviewCompareSee alternatives |
| 8 |  AffinityPlus Credit UnionPartner | 9.2/10 |
| ReviewCompareSee alternatives |
| 9 |  Alior BankPartner | 9.2/10 |
| ReviewCompareSee alternatives |
| 10 |  Bank of JordanPartner | 9.2/10 |
| ReviewCompareSee alternatives |
Licensed in China
- aiBank
- National Financial Regulatory Administration (financial licence公示)
- Suning Bank
- China Banking and Insurance Regulatory Commission, Jiangsu Bureau (now National Financial Regulatory Administration)
- XW Bank
- National Financial Regulatory Administration (NFRA)
Other rankings
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- Current and checking accounts in China
- High-yield savings accounts in China
- Cash management accounts in China
- Business bank accounts in China
- Accounts for freelancers in China
- Money transfer services in China
- Multi-currency accounts in China
- Student, teen and kids accounts in China
- Online banks in China
- Fixed-rate bonds and CDs in China
- Cash ISAs in China