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Updated October 17, 2026 · VaultCue Editorial Team

Top accounts for freelancers compared in China

18 accounts available in China, ranked for China.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top accounts for freelancers compared in China
OrderAccountScoreFeaturesKey factsActions
1
Payoneer rails logo
Payoneer railsTop pickPartner
9.2/10
  • No monthly fee
Monthly fee:
$0
Licence type:
E money
Deposit protection:
EU DGS up to EUR 100,000
ReviewCompareSee alternatives
2
Finom ES logo
Finom ESPartner

Spanish site of Finom, an online payments and business account solution for autonomos and small businesses.

9.2/10
    Monthly fee:
    €0
    Currency conversion fee:
    0.5%
    Currencies:
    17
    		ReviewCompareSee alternatives
    3
    Finom FR logo
    Finom FRPartner

    French site of Finom, an online payments and business account solution for freelancers and small businesses.

    		9.2/10
      Monthly fee:
      €0
      Currency conversion fee:
      0.5%
      Currencies:
      17
      		ReviewCompareSee alternatives
      4
      Payoneer logo
      PayoneerPartner
      		9.1/10
      • No monthly fee
      Monthly fee:
      $0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareSee alternatives
      5
      VaultLeap logo
      VaultLeapPartner

      Card activation bonus: 5,000 Tier Points

      		9.1/10
      • Expats
      • No monthly fee
      • Low FX
      Monthly fee:
      $0
      Currency conversion fee:
      0.5%
      Currencies:
      3
      		ReviewCompareSee alternatives
      6
      WorldFirst logo
      WorldFirstPartner

      Earn GBP 100 when you try the World Card

      		9.1/10
      • No monthly fee
      • Low FX
      Monthly fee:
      £0
      Deposit protection:
      FSCS up to GBP 85,000
      Currency conversion fee:
      0.3% to 0.5%
      		ReviewCompareSee alternatives
      7
      Grey logo
      GreyPartner
      		9.0/10
      • Expats
      • Travelers
      • No monthly fee
      • Low FX
      Monthly fee:
      $0
      Deposit protection:
      FDIC up to USD 250,000
      Currency conversion fee:
      0%
      		ReviewCompareSee alternatives
      8
      Revolut UK logo
      Revolut UKPartner
      		9.0/10
      • Travelers
      • No monthly fee
      • Free ATM
      • Joint account
      Monthly fee:
      £0
      Licence type:
      E money
      Deposit protection:
      FSCS up to GBP 85,000
      		ReviewCompareSee alternatives
      9
      MiFinity logo
      MiFinityPartner
      		8.9/10
      • Expats
      • Travelers
      • No monthly fee
      • Low FX
      Monthly fee:
      €0
      Deposit protection:
      FSCS up to GBP 85,000
      Currency conversion fee:
      2.99% to 3.99%
      		ReviewCompareSee alternatives
      10
      XoloPartner

      Xolo Leap Pro: two months on us: 2 months free, save EUR 278

      		8.9/10
      • No monthly fee
      Monthly fee:
      €0
      Currencies:
      7
      Local account details:
      IBAN
      		ReviewCompareSee alternatives

      Licensed in China

      Suning Bank
      China Banking and Insurance Regulatory Commission, Jiangsu Bureau (now National Financial Regulatory Administration)

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      Other countries

      Payoneer rails

      Payoneer rails

      Top pick for China

      9.2/10See alternatives