Updated October 17, 2026 · VaultCue Editorial Team

Top current and checking accounts compared in China

509 accounts available in China, ranked for China.

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Top current and checking accounts compared in China
Order	Account	Score	Features	Key facts	Actions
1	BanreservasTop pickPartner	9.3/10		Monthly fee: DOP 20 Currencies: 2 Transfer fee: 2% to 5% of the send amount, plus a fixed US$2.00-7.00 fee on amounts up to US$100 with Ria	Review CompareSee alternatives
2	Revolut ESPartner Banking app offering bank accounts, savings and share investing from a phone.	9.3/10		Licence type: Bank Currency conversion fee: 0% to 1% Currencies: 30	Review CompareSee alternatives
3	AffinityPlus Credit UnionPartner	9.2/10	No monthly fee	Monthly fee: $0 Deposit protection: FDIC up to USD 250,000 Legal entity: Affinity Plus Federal Credit Union	Review CompareSee alternatives
4	Alior BankPartner	9.2/10		Monthly fee: PLN 0 Currencies: 4 Local account details: IBAN	Review CompareSee alternatives
5	One ZeroPartner	9.2/10	No monthly fee	Monthly fee: ₪0 Currencies: 2 Transfer fee: 0% FX conversion fee on card and account purchases, no per-transaction fees in the One plans	Review CompareSee alternatives
6	Payoneer railsPartner	9.2/10	No monthly fee	Monthly fee: $0 Licence type: E money Deposit protection: EU DGS up to EUR 100,000	Review CompareSee alternatives
7	Paysafe brandsPartner Final Score: Up to EUR 10,000 every week	9.2/10	Expats Travelers No monthly fee	Monthly fee: €0 Licence type: E money Deposit protection: EU DGS up to EUR 100,000	Review CompareSee alternatives
8	ABA BankPartner	9.1/10	No monthly fee	Monthly fee: $0 Currencies: 2 Transfer fee: 3.90 USD bank deposit (0.01-1,000.00 USD); 8.99-200.00 USD cash tiers	Review CompareSee alternatives
9	CIMB BankPartner	9.1/10	No monthly fee	Monthly fee: MYR 0 Currencies: 24 Transfer fee: RM10 flat per transaction (excl. 8% SST)	Review CompareSee alternatives
10	CTBC BankPartner	9.1/10	No monthly fee	Monthly fee: $0 Deposit protection: FDIC up to USD 250,000 Transfer fee: USD 0 - CTBC Bank (USA) wire fees waived for transfers to CTBC Global Network banks sent from Personal Online Banking	Review CompareSee alternatives