ABA Bank review
Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ABA Bank suits savers in Cambodia who want access to their money on demand without paying a monthly fee. Interest pays monthly on an easy-access savings account, and the same site shows its 0% to 1.25% range against a 3% median, so the rate is the trade-off to weigh.
Key facts
- Best for
- Savers who want no monthly fee and on-demand access to their balance.
- Monthly fee
- $0↗
- Currencies
- 2↗
- Transfer fee
- 3.90 USD bank deposit (0.01-1,000.00 USD); 8.99-200.00 USD cash tiers↗
- Legal entity
- Advanced Bank of Asia Ltd.↗
- Headquarters
- Cambodia↗
- Founded
- 1996↗
- Support channels
- Phone, Chat, Email↗
- Pricing model
- No monthly fee
- Official website
- ababank.com
Savings
Money transfer
- Delivery time
- Within minutes to BDO accounts; same day or next business day to all other banks↗
- Payout methods
- Bank, Cash-pickup↗
- Fee to send 1,000
- $18↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- The savings account runs on a no monthly fee model, with fees of $0
- Savings are easy access with on-demand access and no notice period, and early closure is free
- Interest pays monthly or on account closure at a variable rate of 0% to 1.25%
- Support runs on phone, chat and email and money transfers pay out to bank and cash pickup
Cons
- The interest rate can sit at the bottom of the 0% to 1.25% range, below the 3% site median
- The savings balance sits below the €0.11 site median, and the transfer fee of $18 sits above the €0 everyday median for costs
Who it suits
- Cambodian savers who want a no-fee easy-access account
- People who need the balance within minutes at BDO accounts or the same day at other banks
- Businesses and freelancers paying out to a bank account or cash pickup
Who should look elsewhere
- Anyone chasing the top of the savings market, since the rate range starts at 0% to 1.25% and runs below the 4.15% site figure
- People who need a wide currency list, since the transfer service covers 2
Rates and card terms
The savings account pays a variable rate of 0% to 1.25%, paid monthly or when the account closes. Access is on demand with no notice period, and early closure is free, so the balance stays available while the rate moves with the market. Fees of $0 a month apply, and no minimum of $0 is needed to open it.
How ABA Bank compares
9.1 vs 8.7
9.1 vs 8.6
9.1 vs 8.0
9.1 vs 8.9
9.1 vs 9.1
9.1 vs 9.2
9.1 vs 8.7
9.1 vs 8.7
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 8.7
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.9
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.4
9.1 vs 8.3
9.1 vs 8.2
9.1 vs 8.1- 9.1 vs 8.1
9.1 vs 8.0
9.1 vs 8.0
9.1 vs 8.0
9.1 vs 9.1
Frequently asked questions
What interest rate does the ABA Bank savings account pay?+
The savings account pays a variable rate of 0% to 1.25%. Interest is credited monthly or when the account is closed, and early closure carries no charge. The account is easy access, so the rate can move during the term.
Is there a monthly fee to keep the account?+
There is no monthly charge: fees of $0 apply, and the account runs on a no monthly fee model. A minimum deposit of $0 is listed, so you can open it without putting money in first. For context, the €0 monthly fee median across the site sits at the same level.
Can I get at my savings without notice?+
Yes. Access is on demand with no notice period, and early closure is free. Interest is paid monthly or on account closure, so you decide when the money moves. That makes it closer to a current account habit than a fixed-term deposit.
How long does a money transfer take?+
Transfers arrive within minutes to BDO accounts, and the same day or next business day to all other banks. Payouts go to a bank account or cash pickup, with a transfer fee of $18 on the money transfer service.
Which currencies does the transfer service handle?+
The transfer service covers 2. That is at the lower end of the everyday account range, where the 9 median sits higher, so it suits transfers rather than holding many currencies at once.
How do I get help from the bank?+
Support runs on phone, chat and email, so you can reach the bank by phone, chat or email. Phone is the channel most of the compared accounts also offer, and email or chat cover the rest, which is enough for routine account questions.
Sources
- ababank.com checked September 26, 2026
Backs: Headquarters, Legal entity
“148 Preah Sihanouk Blvd, Sangkat Boeung Keng Kang I, Khan Boeung Keng Kang, Phnom Penh, Cambodia”
- ababank.com/en/about-us/history checked September 26, 2026
Backs: Founded
“Founded in 1996 as the Advanced Bank of Asia limited, ABA Bank was originally set up to provide the limited number of corporate clients with commercial banking services”
- ababank.com/en/moneygrado checked September 26, 2026
Backs: Currencies, Delivery time, Payout methods, Transfer fee, Fee to send 1,000
“Locked-in Philipine Peso (PHP) exchange rates - Send to Philipine Peso accounts only”
- ababank.com/en/personal/accounts-and-deposits/instant-acc... checked September 26, 2026
Backs: Support channels
“chat with us via Facebook Messenger, on our website or call us 24/7 hotline at 098 203 203 ... or email us via info@remove-this.ababank.com”
- ababank.com/en/savings-account checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
“Unlimited withdrawals, in cash or non-cash forms, are allowed at any time and in any amount; interest payment monthly or upon account closure; early closure free”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Licence type, Deposit protection, Currency conversion fee.