Updated October 17, 2026 · VaultCue Editorial Team

Top student, teen and kids accounts compared in China

12 accounts available in China, ranked for China.

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Top student, teen and kids accounts compared in China
Order	Account	Score	Features	Key facts	Actions
1	OCBC BankTop pickPartner EasiCredit cashback: Up to S$380 cashback	9.3/10	Expats No monthly fee Low FX Joint account	Monthly fee: SGD 2 Currency conversion fee: 0% Currencies: 10	Review CompareSee alternatives
2	ProCredit Bank KosovoPartner	9.1/10	No monthly fee Free ATM	Monthly fee: €0 Currencies: 3 Local account details: IBAN	Review CompareSee alternatives
3	Raiffeisen Bank Kosovo debit cardsPartner Vibe package card payment bonus: up to EUR 30	9.1/10	No monthly fee	Monthly fee: €0 Currencies: 7 Transfer fee: 1 EUR via e-banking, 3 EUR in branch (outgoing payments to other banks up to EUR 10,000)	Review CompareSee alternatives
4	Revolut UKPartner	9.0/10	Travelers No monthly fee Free ATM Joint account	Monthly fee: £0 Licence type: E money Deposit protection: FSCS up to GBP 85,000	Review CompareSee alternatives
5	NLB Banka KosovaPartner NLB Depozita me afat - bonus deri ne 200 EUR: bonus up to 200 EUR	8.9/10	Expats Joint account	Monthly fee: €2.50 Currency conversion fee: 0% Currencies: 4	Review CompareSee alternatives
6	MPayPartner	8.8/10	Travelers	Monthly fee: MOP 8 Currencies: 1 Transfer fee: MPay transfer to bank free within the annual quota (MOP 10,000 level 3A, MOP 30,000 level 3B), then 0.30% for 3A and 0.25% for 3B	Review CompareSee alternatives
7	Whish MoneyPartner 0% Currency Exchange Fees - pay like a local anywhere: 0% FX markup	8.8/10	No monthly fee Low FX	Monthly fee: $0 Currency conversion fee: 0% Currencies: 2	Review CompareSee alternatives
8	Enpara BankPartner Ayin Enparalisi savings account bonus interest rate: +2 percentage points vs base rate (e.g. 36.75% vs 34.75% for balances of 1,500,000 TL and above; 28.75% vs 26.75% for 0-150,000 TL)	8.6/10	No monthly fee Free ATM	Monthly fee: TRY 0 Currency conversion fee: 3% Currencies: 3	Review CompareSee alternatives
9	GeegpayPartner	8.5/10	Travelers Low FX	Deposit protection: FDIC up to USD 250,000 Currency conversion fee: 0.8% Currencies: 3	Review CompareSee alternatives
10	goHenryPartner goHenry offers a debit card and app for kids where parents set up allowance and chores, set spending limits and receive real-time alerts, with savings goals for children.	8.2/10		Monthly fee: £3.99 Transfer fee: Free transfers from parent account to child card with every plan Legal entity: IDT Financial Services Limited	Review CompareSee alternatives