Updated October 18, 2026 · VaultCue Editorial Team
Top savings accounts compared in Canada
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| Order | Account | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  AirwallexTop pickPartner Limited offer - business rewards with Airwallex AI: Up to HK$68,888 | 8.6/10 |
| ReviewCompareVisit |
| 2 |  SendwavePartner Sendwave Wallet cash back or rewards | 9.0/10 |
| ReviewCompareVisit |
| 3 |  Panda RemitPartner Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer | 8.3/10 |
| ReviewCompareVisit |
| 4 | BBVAPartner | 9.8/10 |
| ReviewCompareSee alternatives |
| 5 |  NCB JamaicaPartner | 9.7/10 |
| ReviewCompareSee alternatives |
| 6 |  Float (Canada)Partner | 9.5/10 |
| ReviewCompareSee alternatives |
| 7 |  Ria Money TransferPartner HELLORIA new customer offer: $0 fees on first-time money transfers of $50 or more | 9.5/10 |
| ReviewCompareSee alternatives |
| 8 |  EQ BankPartner EQ Bank Bonus Interest Offer on the Personal Account: 2.75% (1.00% base rate + 1.75% bonus interest) | 9.4/10 |
| ReviewCompareSee alternatives |
| 9 |  TangerinePartner New Client Two Rate Savings Offer: 4.50% promo rate on Savings Account: 4.50% for 153 days (5 months), up to $1,000,000 | 9.4/10 |
| ReviewCompareSee alternatives |
| 10 |  BanreservasPartner | 9.3/10 |
| ReviewCompareSee alternatives |
Licensed in Canada
- Sendwave
- Revenue Quebec
- Sendwave
- FINTRAC
- Panda Remit
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Panda Remit
- Revenu Quebec
- Float (Canada)
- FINTRAC (money services business registration)
- EQ Bank
- Office of the Superintendent of Financial Institutions
- EQ Bank
- Canada Deposit Insurance Corporation
- Tangerine
- Canada Deposit Insurance Corporation
- Serenia Life Financial
- Government of Canada - federal Insurance Companies Act
- Scotiabank
- Canada Deposit Insurance Corporation (CDIC) - member, deposits eligible for CDIC insurance
- Neteller
- FINTRAC
- Wealthsimple
- Canadian Investment Regulatory Organization (CIRO)
- Wealthsimple
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Alterna Bank
- CDIC (Canada Deposit Insurance Corporation)
- Canadian Tire Bank
- Office of the Superintendent of Financial Institutions (OSFI), Schedule I bank under the Bank Act
- Lemfi
- FINTRAC, money service business
- Nala
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
- Taptap Send
- Financial Transactions and Reports Analysis Centre (FINTRAC)
Other rankings
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- Current and checking accounts in Canada
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- Online banks in Canada
- Fixed-rate bonds and CDs in Canada