Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

Updated October 17, 2026 · VaultCue Editorial Team

Top current and checking accounts compared in Canada

525 accounts available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top current and checking accounts compared in Canada
OrderAccountScoreFeaturesKey factsActions
1
Kraken logo
KrakenTop pickPartner

Kraken+ free 30-day trial: 30 days free, then $4.99/mo

8.7/10
    Monthly fee:
    $4.99
    Licence type:
    Payment institution
    Deposit protection:
    EU DGS up to EUR 100,000
    		ReviewCompareVisit
    2
    Moneycorp logo
    MoneycorpPartner
    		9.4/10
    • Expats
    • No monthly fee
    • Low FX
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    		ReviewCompareSee alternatives
    3
    Banreservas logo
    BanreservasPartner
    		9.3/10
      Monthly fee:
      DOP 20
      Currencies:
      2
      Transfer fee:
      2% to 5% of the send amount, plus a fixed US$2.00-7.00 fee on amounts up to US$100 with Ria
      		ReviewCompareSee alternatives
      4
      Jeton Wallet logo
      Jeton WalletPartner

      Get a 30% Cashback at Melbet: 30% cashback

      		9.3/10
      • Travelers
      • No monthly fee
      • Low FX
      Monthly fee:
      €0
      Currency conversion fee:
      0%
      Local account details:
      IBAN
      		ReviewCompareSee alternatives
      5
      Revolut ES logo
      Revolut ESPartner

      Banking app offering bank accounts, savings and share investing from a phone.

      		9.3/10
        Licence type:
        Bank
        Currency conversion fee:
        0% to 1%
        Currencies:
        30
        		ReviewCompareSee alternatives
        6
        AffinityPlus Credit Union logo
        AffinityPlus Credit UnionPartner
        		9.2/10
        • No monthly fee
        Monthly fee:
        $0
        Deposit protection:
        FDIC up to USD 250,000
        Legal entity:
        Affinity Plus Federal Credit Union
        		ReviewCompareSee alternatives
        7
        Alior Bank logo
        Alior BankPartner
        		9.2/10
          Monthly fee:
          PLN 0
          Currencies:
          4
          Local account details:
          IBAN
          		ReviewCompareSee alternatives
          8
          One Zero logo
          One ZeroPartner
          		9.2/10
          • No monthly fee
          Monthly fee:
          ₪0
          Currencies:
          2
          Transfer fee:
          0% FX conversion fee on card and account purchases, no per-transaction fees in the One plans
          		ReviewCompareSee alternatives
          9
          Payoneer rails logo
          Payoneer railsPartner
          		9.2/10
          • No monthly fee
          Monthly fee:
          $0
          Licence type:
          E money
          Deposit protection:
          EU DGS up to EUR 100,000
          		ReviewCompareSee alternatives
          10
          Paysafe brands logo
          Paysafe brandsPartner

          Final Score: Up to EUR 10,000 every week

          		9.2/10
          • Expats
          • Travelers
          • No monthly fee
          Monthly fee:
          €0
          Licence type:
          E money
          Deposit protection:
          EU DGS up to EUR 100,000
          		ReviewCompareSee alternatives

          Licensed in Canada

          Kraken
          FINTRAC (money services business)
          Kraken
          Ontario Securities Commission and Canadian provincial and territorial securities regulators (restricted dealer)
          Moneycorp
          FINTRAC
          Papaya Global
          FINTRAC (PCMLTFA), Azimo Canada Inc.
          Papaya Global
          Bank of Canada Retail Payments Activities Act payment service provider registry, Azimo Canada Inc.
          Papaya Global
          Revenu Quebec (Money Services Business Act), Azimo Canada Inc.
          Lemfi
          FINTRAC, money service business

          Other rankings

          Browse by category

          Other countries

          Kraken

          Kraken

          Top pick for Canada

          8.7/10Visit