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Updated September 29, 2026 · VaultCue Editorial Team

Top multi-currency accounts compared in Canada

68 accounts available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top multi-currency accounts compared in Canada
OrderAccountScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
    Currencies:
    from 20
    Monthly fee:
    HK$2,499
    Deposit protection:
    FSCS up to GBP 85,000
    		ReviewCompareVisit
    2
    Kraken logo
    KrakenPartner

    Kraken+ free 30-day trial: 30 days free, then $4.99/mo

    		8.7/10
      Currencies:
      6
      Monthly fee:
      $4.99
      Licence type:
      Payment institution
      		ReviewCompareVisit
      3
      BBVAPartner
      		9.8/10
        Currencies:
        50
        Deposit protection:
        EU DGS up to EUR 100,000
        Legal entity:
        Banco Bilbao Vizcaya Argentaria, S.A.
        		ReviewCompareSee alternatives
        4
        NCB Jamaica logo
        NCB JamaicaPartner
        		9.7/10
        • Expats
        • No monthly fee
        • Free ATM
        • Joint account
        Currencies:
        4
        Monthly fee:
        JMD 0
        Free ATM withdrawals:
        JMD 4
        		ReviewCompareSee alternatives
        5
        Xe logo
        XePartner
        		9.6/10
        • Travelers
        • No monthly fee
        • Low FX
        Currencies:
        130
        Monthly fee:
        $0
        Deposit protection:
        FDIC up to USD 250,000
        		ReviewCompareSee alternatives
        6
        EQ Bank logo
        EQ BankPartner

        EQ Bank Bonus Interest Offer on the Personal Account: 2.75% (1.00% base rate + 1.75% bonus interest)

        		9.4/10
        • Expats
        • Travelers
        • No monthly fee
        • Free ATM
        • Joint account
        Currencies:
        49
        Monthly fee:
        CA$0
        Currency conversion fee:
        0%
        		ReviewCompareSee alternatives
        7
        Paysera Kosova logo
        Paysera KosovaPartner
        		9.4/10
        • No monthly fee
        Currencies:
        20
        Local account details:
        IBAN
        Monthly fee:
        €0
        		ReviewCompareSee alternatives
        8
        Statrys logo
        StatrysPartner

        Your account pays you back: HKD 188 per month

        		9.4/10
        • No monthly fee
        • Low FX
        Currencies:
        11
        Local account details:
        IBAN, UK-sort-code
        Monthly fee:
        HK$0
        		ReviewCompareSee alternatives
        9
        MyMonty logo
        MyMontyPartner
        		9.3/10
        • No monthly fee
        Currencies:
        2
        Local account details:
        IBAN, UK-sort-code
        Monthly fee:
        €0
        		ReviewCompareSee alternatives
        10
        Payoneer rails logo
        Payoneer railsPartner
        		9.2/10
        • No monthly fee
        Currencies:
        70
        Local account details:
        IBAN, UK-sort-code, Us-ACH
        Monthly fee:
        $0
        		ReviewCompareSee alternatives

        Licensed in Canada

        Kraken
        FINTRAC (money services business)
        Kraken
        Ontario Securities Commission and Canadian provincial and territorial securities regulators (restricted dealer)
        Xe
        Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
        EQ Bank
        Office of the Superintendent of Financial Institutions
        EQ Bank
        Canada Deposit Insurance Corporation
        Papaya Global
        FINTRAC (PCMLTFA), Azimo Canada Inc.
        Papaya Global
        Bank of Canada Retail Payments Activities Act payment service provider registry, Azimo Canada Inc.
        Papaya Global
        Revenu Quebec (Money Services Business Act), Azimo Canada Inc.
        Neteller
        FINTRAC
        XTransfer
        Canada - Money Services Business (MSB) registration
        Currenxie
        FMSB Registration
        Currenxie
        MSB Registration
        Eversend
        FINTRAC
        Wealthsimple
        Canadian Investment Regulatory Organization (CIRO)
        Wealthsimple
        Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
        Geegpay
        FINTRAC
        Raenest
        FINTRAC
        Raenest
        FINTRAC
        Lemfi
        FINTRAC, money service business
        Quppy
        Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), Money Services Business registration

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        Other countries

        Airwallex

        Airwallex

        Top pick for Canada

        8.6/10Visit