Ria Money Transfer review
Updated October 17, 2026 · VaultCue Editorial Team
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Our verdict
Ria Money Transfer moves money for people who arrange transfers digitally or with personal assistance. The trade off between handling everything on a screen and talking it through in person lands here with both varied paths kept open for different preferences.
Key facts
- Best for
- People sending money who want flexible access routes
- Transfer fee
- Small upfront fee, varies by amount, country, payment method and delivery method↗
- Delivery time
- Within minutes once paid; card-funded 15 minutes to 3 hours, bank-funded up to 4 business days↗
- Payout methods
- Bank, Cash-pickup, Wallet↗
- Fee to send 1,000
- $0↗
- Legal entity
- Dandelion Payments, Inc. dba Ria Money Transfer↗
- Headquarters
- United States↗
- Founded
- 1987↗
- Support channels
- Phone, Email, Help-centre↗
- Official website
- riamoneytransfer.com
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Digital arrangement through online access alongside a dedicated mobile app
- In person arrangement through Ria locations plus supporting agent locations
Cons
- Cash collection depends on living near a Ria location or agent
- Bank deposits take several business days to arrive
Who it suits
- Senders who like managing tasks on screen and in person
- People who prefer personal reassurance alongside digital tools
Who should look elsewhere
- Senders who need money in a bank deposit at once
- Recipients who live far from any cash collection point
Ways money reaches the recipient
Money sent through Ria can be collected in cash at a Ria location or an agent location near the recipient. It can also be paid straight into a bank, or moved into a mobile wallet, a route that suits recipients who keep funds on a phone. Card payments can fund a transfer, and the arrival time then depends on the funding method. Bank funded transfers take several business days to arrive, so timing should be planned around that.
Keeping repeat transfers simple
A phone route lets a sender keep frequent recipients on file, so later transfers need much less typing. Progress can be followed on the same phone route, which also points to the nearest Ria location for anyone who prefers to collect cash. Staff at a location can confirm the details before a transfer goes ahead and can hand over the tracking PIN the recipient needs. Regular cross border sending becomes easier when names and payout choices are already stored and checked.
Background and reach
Ria has been operating for many decades and is a long established name in cross border money movement. Its network reaches a very wide range of countries worldwide, joining personal locations with digital channels in one service. A large customer base has trusted the company with its transfers over time. The approach is built around friendly service, with staff ready to help at its locations.
How Ria Money Transfer compares
9.5 vs 8.0
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9.5 vs 9.0
9.5 vs 8.9- 9.5 vs 8.9
9.5 vs 8.8
9.5 vs 8.8
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9.5 vs 8.0
Where Ria Money Transfer is available
- Available
- Australia, Austria, Belgium, Canada, Chile, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Netherlands, New Zealand, Norway, Poland, Portugal, Puerto Rico, Romania, Singapore, Slovakia, Spain, Sweden, Switzerland, United Kingdom, United States
- Licence in United States
- NMLS (920968), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Ria Money Transfer provide for senders?+
Ria Money Transfer provides money transfer arrangement through online access, a mobile app and in person service. Ria locations and agent locations give a face to face path. Digital paths give a screen based path for organising the same kind of task.
How does app and online access work for arranging transfers?+
Online access allows arrangement from a computer while the mobile app allows arrangement from a phone. Both routes keep transfer organisation within digital tools. People can use the device that matches comfort with managing details on screen.
Who might use the different arrangement routes?+
People who enjoy handling tasks independently may appreciate screen based arrangement. People who enjoy conversation may appreciate in person arrangement. Checking which funding path and support style matches expectations helps shape a calm decision.
Which countries can money be sent to with Ria?+
Ria sends money to a very wide range of countries around the world, so senders have many destinations to choose from. Availability still depends on the destination and on the payout route chosen. The recipient may collect cash, receive a bank deposit or use a mobile wallet, depending on what is offered locally.
What payout options does Ria offer recipients?+
Recipients can collect cash at a Ria location or agent location, have money paid directly into a bank, or receive it in a mobile wallet. Each route suits a different kind of recipient, from someone who prefers handling cash in person to someone who keeps everything on a phone. The sender chooses the route when arranging the transfer.
Why would someone pick the phone route over a computer?+
The phone route keeps stored recipients close at hand, so repeat transfers take less effort. It also brings nearby locations and transfer progress into one place, which suits people who arrange money from a phone during a busy day. Anyone who prefers a larger screen for checking details can still use the online route instead.
What kind of company is Ria?+
Ria is a business built around sending and receiving money across borders, with transfers as its main activity. It works through its own locations, agent locations and digital channels. Its long history in this field gives it a wide base of experience.
Sources
- help.riamoneytransfer.com/hc/en-us/articles/4406609602705... checked September 26, 2026
Backs: Delivery time
“When you pay by credit or debit card, your money normally arrives with us in 15 minutes to 3 hours.”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Headquarters
“Dandelion Payments, Inc. - 7000 Village Dr. Ste 200, Buena Park, CA 90621, USA”
- riamoneytransfer.com/en-us/about-ria checked September 26, 2026
Backs: Access terms, Founded, Payout methods
“Send money to 200+ countries online, with our mobile app, or at a Ria location.”
- riamoneytransfer.com/en-us/file-complaint checked September 26, 2026
Backs: Deposit protection, Licences
- riamoneytransfer.com/en-us/send-money-online checked September 26, 2026
Backs: Transfer fee, Fee to send 1,000
“Ria charges a small, upfront fee that depends on several factors, including: payment method, delivery method, send country, destination, and transfer amount.”
- riamoneytransfer.com/en-us/terms checked September 26, 2026
Backs: Legal entity, Support channels
“your relationship with Dandelion Payments, Inc. dba RIA Money Transfer and AFEX Money Express ("Dandelion")”
Compiled from 6 source pages, checked October 17, 2026. We did not open an account.
Not confirmed yet: Exchange rate markup, Licence type.