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Updated October 18, 2026 · VaultCue Editorial Team

Top savings accounts compared in India

426 accounts available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top savings accounts compared in India
OrderAccountScoreKey factsActions
1
AU Small Finance Bank logo
AU Small Finance BankTop pickPartner
9.4/10
Headline rate:
6.75%
Rate type:
Variable
Minimum deposit:
₹0
ReviewCompareVisit
2
ICICI Bank logo
ICICI BankPartner
9.2/10
Headline rate:
2.5%
Rate type:
Variable
Minimum deposit:
₹2,500 to ₹15,000
ReviewCompareVisit
3
Kotak 811 logo
Kotak 811Partner
8.5/10
Legal entity:
Kotak Mahindra Bank Limited
Support channels:
Chat, Phone, Email, and 1 more
ReviewCompareVisit
4
Panda Remit logo
Panda RemitPartner

Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer

8.3/10
Deposit protection:
FDIC up to USD 250,000
Access terms:
On demand, 24/7; exchange rate can be locked for 24 hours
Legal entity:
Wotransfer PTE. LTD.
ReviewCompareVisit
5
Airwallex logo
AirwallexPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
Headline rate:
2.18% to 3.83%
Rate type:
Variable
Minimum deposit:
HK$0
ReviewCompareVisit
6
BBVAPartner
9.8/10
Deposit protection:
EU DGS up to EUR 100,000
Legal entity:
Banco Bilbao Vizcaya Argentaria, S.A.
Headquarters:
Spain
ReviewCompareSee alternatives
7
slice Small Finance Bank logo
slice Small Finance BankPartner

Instant cashback with spark: New deals every week on favourite brands, no codes, no waiting, instant cashback

9.4/10
Headline rate:
5.25%
Rate type:
Variable
Minimum deposit:
₹0
ReviewCompareSee alternatives
8
State Bank of MauritiusPartner
9.4/10
Headline rate:
3.35%
Rate type:
Variable
Minimum deposit:
MUR 5,000
ReviewCompareSee alternatives
9
Bank of Baroda Credit CardsPartner
9.3/10
Monthly fee:
₹0
Legal entity:
Bank of Baroda
Headquarters:
India
ReviewCompareSee alternatives
10
Banreservas logo
BanreservasPartner
9.3/10
Headline rate:
0.3%
Rate type:
Variable
Minimum deposit:
DOP 3,000
ReviewCompareSee alternatives

Licensed in India

AU Small Finance Bank
Reserve Bank of India
Roarbank
Reserve Bank of India
ET Money
SEBI
Jupiter
Reserve Bank of India (PPI issuer, Amica Payment Services Private Limited)
Jupiter
National Payments Corporation of India (NPCI, TPAP registration)
Jupiter
Reserve Bank of India (NBFC registration, Amica Finance Private Limited)
Jupiter
SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
Jupiter
AMFI (CAT-1 Execution Only Platform)
Jupiter Money
Reserve Bank of India (PPI issuer)
Jupiter Money
NPCI (TPAP)
Jupiter Money
RBI (NBFC registration, Amica Finance Private Limited)
Jupiter Money
SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
Jupiter Money
AMFI (CAT-1 Execution only Platform)
Fino Payments Bank
Reserve Bank of India
HDFC Bank savings account
Reserve Bank of India

Other rankings

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Other countries

AU Small Finance Bank

AU Small Finance Bank

Top pick for India

9.4/10Visit