Updated October 18, 2026 · VaultCue Editorial Team

Top fixed-rate bonds and CDs compared in India

28 accounts available in India, ranked for India.

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Top fixed-rate bonds and CDs compared in India
Order	Account	Score	Key facts	Actions
1	One ZeroTop pickPartner	9.2/10	Headline rate: 6% Rate type: Fixed Term: 12 months	Review CompareSee alternatives
2	ET MoneyPartner Senior citizen rate boost on Bajaj Finance Ltd. FD via ET Money: Extra up to 0.35% p.a. interest	9.0/10	Headline rate: 6.41% to 7.75% Rate type: Fixed Term: 12 to 60 months	Review CompareSee alternatives
3	NLB Banka KosovaPartner NLB Depozita me afat - bonus deri ne 200 EUR: bonus up to 200 EUR	8.9/10	Rate type: Fixed Term: 12 to 60 months Access terms: No withdrawal before maturity; early withdrawal loses all interest; automatic renewal after the term	Review CompareSee alternatives
4	EstateGuruPartner 8% Campaign on additional EG Grow investments: Fixed annual interest rate of 8% instead of the standard 7%	8.8/10	Headline rate: 7% Rate type: Fixed Minimum deposit: €100	Review CompareSee alternatives
5	Vivid MoneyPartner	8.8/10	Headline rate: 3% Rate type: Fixed Minimum deposit: €0.010	Review CompareSee alternatives
6	Bank of Scotland DEPartner German online bank offering Festgeld fixed-term deposits and Tagesgeld savings alongside instalment and car loans.	8.5/10	Headline rate: 3% Account kind: Easy access Headquarters: Germany	Review CompareSee alternatives
7	Santander Consumer Bank PLPartner Polish consumer bank offering online lokaty (term deposits), a savings account, cash and car loans and credit cards.	8.5/10	Headline rate: 3.6% Rate type: Variable Access terms: no minimum or maximum balance on the account	Review CompareSee alternatives
8	Bigbank FIPartner Bigbank in Finland offers a savings account and fixed-term deposits, with deposit protection up to 100,000 euros per customer, alongside vehicle and product financing.	8.0/10	Headline rate: 2.5% Deposit protection: Up to 100,000 EUR per customer Access terms: Ei kuluja tai nostorajoituksia	Review CompareSee alternatives
9	ABB BankPartner	Not rated	Headline rate: 10.5% Rate type: Fixed Term: 3 to 36 months	Review CompareSee alternatives
10	Addiko Bank Crna GoraPartner	Not rated	Headline rate: 1.4% Rate type: Fixed Term: 1 to 36 months	Review CompareSee alternatives