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Updated October 21, 2026 · VaultCue Editorial Team

Top accounts in India compared

803 accounts available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top accounts in India compared
OrderAccountScoreKey factsActions
1
AU Small Finance Bank logo
AU Small Finance BankTop pickPartner
9.4/10
Headline rate:
6.75%
Rate type:
Variable
Minimum deposit:
₹0
ReviewCompareVisit
2
ICICI Bank logo
ICICI BankPartner
9.2/10
Currencies:
6
Transfer fee:
0 above USD 1,000; USD 4 below USD 1,000
Legal entity:
ICICI Bank Limited
ReviewCompareVisit
3
Kotak 811 logo
Kotak 811Partner
8.5/10
Legal entity:
Kotak Mahindra Bank Limited
Support channels:
Chat, Phone, Email, and 1 more
ReviewCompareVisit
4
PandaRemit logo
PandaRemitPartner

Zero transfer fee for first transfer: 0 AUD transfer fee

8.4/10
Transfer fee:
5.99 AUD per transaction
Delivery time:
2 minutes at the earliest
Payout methods:
Bank, Wallet
ReviewCompareVisit
5
Kotak 811 INPartner

Indian digital banking brand offering the 811 zero balance digital savings account, debit cards, credit cards and personal loans.

8.1/10
Legal entity:
Kotak Mahindra Bank Limited
Support channels:
Phone
ReviewCompareVisit
6
IndusInd Bank IN logo
IndusInd Bank INPartner

Indian bank offering savings and current accounts, cards including a forex card, loans and NRI banking.

8.0/10
ReviewCompareVisit
7
mypal-pro logo
mypal.proPartner
8.0/10
Legal entity:
AISON TECHNOLOGY CO., LIMITED
ReviewCompareVisit
8
Airwallex logo
AirwallexPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
Headline rate:
2.18% to 3.83%
Rate type:
Variable
Minimum deposit:
HK$0
ReviewCompareVisit
9
Binance logo
BinancePartner
8.5/10
Transfer fee:
0.10% spot maker/taker
Legal entity:
Binance Holdings Ltd.
Founded:
2017
ReviewCompareVisit

Licensed in India

AU Small Finance Bank
Reserve Bank of India
Payoneer
Reserve Bank of India
Roarbank
Reserve Bank of India
ET Money
SEBI
Jupiter
Reserve Bank of India (PPI issuer, Amica Payment Services Private Limited)
Jupiter
National Payments Corporation of India (NPCI, TPAP registration)
Jupiter
Reserve Bank of India (NBFC registration, Amica Finance Private Limited)
Jupiter
SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
Jupiter
AMFI (CAT-1 Execution Only Platform)
Jupiter Money
Reserve Bank of India (PPI issuer)
Jupiter Money
NPCI (TPAP)
Jupiter Money
RBI (NBFC registration, Amica Finance Private Limited)
Jupiter Money
SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
Jupiter Money
AMFI (CAT-1 Execution only Platform)
Fino Payments Bank
Reserve Bank of India
RazorpayX
Reserve Bank of India (RBI Authorised Payment Aggregator)
RazorpayX
Reserve Bank of India (Lending Service Provider to Regulated Entities, via Razorpay Tech Solutions Private Limited)
HDFC Bank savings account
Reserve Bank of India

Browse by category

Other countries

AU Small Finance Bank

AU Small Finance Bank

Top pick for India

9.4/10Visit