Updated October 17, 2026 · VaultCue Editorial Team

Top current and checking accounts compared in India

520 accounts available in India, ranked for India.

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Top current and checking accounts compared in India
OrderAccountScoreKey factsActions
1
AU Small Finance Bank logo
AU Small Finance BankTop pickPartner
9.4/10
Legal entity:
AU Small Finance Bank
Headquarters:
India
Founded:
1996
ReviewCompareVisit
2
ICICI Bank logo
ICICI BankPartner
9.2/10
Currencies:
6
Transfer fee:
0 above USD 1,000; USD 4 below USD 1,000
Legal entity:
ICICI Bank Limited
ReviewCompareVisit
3
Kotak 811 logo
Kotak 811Partner
8.5/10
Legal entity:
Kotak Mahindra Bank Limited
Support channels:
Chat, Phone, Email, and 1 more
ReviewCompareVisit
4
Kotak 811 INPartner

Indian digital banking brand offering the 811 zero balance digital savings account, debit cards, credit cards and personal loans.

8.1/10
Legal entity:
Kotak Mahindra Bank Limited
Support channels:
Phone
ReviewCompareVisit
5
State Bank of MauritiusPartner
9.4/10
Monthly fee:
MUR 0
Currencies:
27
Transfer fee:
Free internal standing order (SBM to SBM)
ReviewCompareSee alternatives
6
Bank of Baroda Credit CardsPartner
9.3/10
Monthly fee:
₹0
Currency conversion fee:
3.49%
Transfer fee:
2.5% cash advance fee, min Rs 500
ReviewCompareSee alternatives
7
Banreservas logo
BanreservasPartner
9.3/10
Monthly fee:
DOP 20
Currencies:
2
Transfer fee:
2% to 5% of the send amount, plus a fixed US$2.00-7.00 fee on amounts up to US$100 with Ria
ReviewCompareSee alternatives
8
Revolut ES logo
Revolut ESPartner

Banking app offering bank accounts, savings and share investing from a phone.

9.3/10
Licence type:
Bank
Currency conversion fee:
0% to 1%
Currencies:
30
ReviewCompareSee alternatives
9
AffinityPlus Credit Union logo
AffinityPlus Credit UnionPartner
9.2/10
Monthly fee:
$0
Deposit protection:
FDIC up to USD 250,000
Legal entity:
Affinity Plus Federal Credit Union
ReviewCompareSee alternatives
10
Alior Bank logo
Alior BankPartner
9.2/10
Monthly fee:
PLN 0
Currencies:
4
Local account details:
IBAN
ReviewCompareSee alternatives
AU Small Finance Bank

AU Small Finance Bank

Top pick for India

9.4/10Visit