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Updated October 17, 2026 · VaultCue Editorial Team

Top online banks compared in India

47 accounts available in India, ranked for India.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top online banks compared in India
OrderAccountScoreFeaturesKey factsActions
1
Kotak 811 INTop pickPartner

Indian digital banking brand offering the 811 zero balance digital savings account, debit cards, credit cards and personal loans.

8.1/10
    Legal entity:
    Kotak Mahindra Bank Limited
    Support channels:
    Phone
    		ReviewCompareVisit
    2
    Statrys logo
    StatrysPartner

    Your account pays you back: HKD 188 per month

    		9.4/10
    • No monthly fee
    • Low FX
    Monthly fee:
    HK$0
    Currency conversion fee:
    0.1% to 0.15%
    Currencies:
    11
    		ReviewCompareSee alternatives
    3
    Mashreq Bank logo
    Mashreq BankPartner

    Salary transfer joining cashback: AED 2,500

    		9.3/10
    • No monthly fee
    Monthly fee:
    AED 0
    Currencies:
    8
    Local account details:
    IBAN
    		ReviewCompareSee alternatives
    4
    MyMonty logo
    MyMontyPartner
    		9.3/10
    • No monthly fee
    Monthly fee:
    €0
    Deposit protection:
    FSCS up to GBP 85,000
    Currencies:
    2
    		ReviewCompareSee alternatives
    5
    Revolut ES logo
    Revolut ESPartner

    Banking app offering bank accounts, savings and share investing from a phone.

    		9.3/10
      Licence type:
      Bank
      Currency conversion fee:
      0% to 1%
      Currencies:
      30
      		ReviewCompareSee alternatives
      6
      Aspiration logo
      AspirationPartner
      		9.1/10
      • No monthly fee
      • Free ATM
      Monthly fee:
      $0
      Deposit protection:
      FDIC up to USD 250,000
      Currency conversion fee:
      1%
      		ReviewCompareSee alternatives
      7
      Aspire logo
      AspirePartner

      Get 10% cashback on AI subscriptions

      		9.1/10
      • No monthly fee
      Monthly fee:
      SGD 0
      Currencies:
      13
      Transfer fee:
      Basic plan $0/month: local transfers free (ACH, wire, check, real-time $0); SWIFT send $5 (SHA) or $15 (OUR); SWIFT receive $0; FX from 0.22% above mid-market
      		ReviewCompareSee alternatives
      8
      Paysera logo
      PayseraPartner
      		9.1/10
      • No monthly fee
      Monthly fee:
      €0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareSee alternatives
      9
      Paysera Visa card logo
      Paysera Visa cardPartner
      		9.1/10
      • No monthly fee
      Monthly fee:
      €0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      		ReviewCompareSee alternatives
      10
      Alipay logo
      AlipayPartner
      		9.0/10
      • Travelers
      • No monthly fee
      Monthly fee:
      CN¥0
      Currencies:
      18
      Transfer fee:
      3% over RMB 200
      		ReviewCompareSee alternatives

      Licensed in India

      Jupiter
      Reserve Bank of India (PPI issuer, Amica Payment Services Private Limited)
      Jupiter
      National Payments Corporation of India (NPCI, TPAP registration)
      Jupiter
      Reserve Bank of India (NBFC registration, Amica Finance Private Limited)
      Jupiter
      SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
      Jupiter
      AMFI (CAT-1 Execution Only Platform)
      Jupiter Money
      Reserve Bank of India (PPI issuer)
      Jupiter Money
      NPCI (TPAP)
      Jupiter Money
      RBI (NBFC registration, Amica Finance Private Limited)
      Jupiter Money
      SEBI (Investment Adviser, Amica Investment Advisers Private Limited)
      Jupiter Money
      AMFI (CAT-1 Execution only Platform)
      Fino Payments Bank
      Reserve Bank of India

      Other rankings

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      Other countries

      Kotak 811 IN

      Top pick for India

      8.1/10Visit