ABB Bank review

Updated October 13, 2026 · VaultCue Editorial Team

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Our verdict

ABB Bank is Azerbaijan's largest bank and provides cards, deposits, loans and money transfers alongside digital banking services. You can handle everyday balances, payments and savings through its mobile app if you live and bank in Azerbaijan.

Key facts

Best for
Everyday banking in Azerbaijan through one mobile app
Currencies
2↗
Transfer fee
0% on the first transfer under the current campaign; from 6 EUR for European countries, from 6 USD for the USA, 6 USD for the other listed countries, 7 USD for Japan↗
Legal entity
ABB Open Joint-Stock Company (Azerbaijan Beynexalq Banki)↗
Headquarters
Azerbaijan↗
Founded
1992↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Fixed rate
Official website
abb-bank.az

Savings

Headline rate
10.5%↗
Rate type
Fixed↗
Term
3 to 36 months↗
Minimum deposit
AZN 500↗
Access terms
3-36 month term, AZN or USD; interest paid monthly or at maturity; deposits over AZN 1,000,000 equivalent priced individually; deposits insured↗
Account kind
Fixed↗

Money transfer

Delivery time
Instantly or within a short period↗
Payout methods
Bank↗
Fee to send 1,000
$6 to $7↗

Facts checked September 26, 2026, 5 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Combines cards, deposits, loans and transfers in one bank
  • Allows online opening of savings accounts through the mobile app
  • Provides digital and physical cards for everyday payments
  • Includes child profiles and travel planning tools in the app

Cons

  • Everyday banking focus stays centred on Azerbaijan and local needs
  • Many useful everyday features depend on using the mobile app
ABB Bank

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Who it suits

  • People handling daily spending and saving in Azerbaijan
  • Families wanting card-linked profiles for children

Who should look elsewhere

  • People seeking everyday banking outside Azerbaijan

Frequently asked questions

What products does ABB Bank cover?+

ABB Bank covers cards, deposits, loans and money transfers alongside digital banking services. You can use these products for everyday spending, saving and sending money. Online applications are available for several services.

Where does ABB Bank focus its services?+

ABB Bank serves people and businesses with banking needs in Azerbaijan. Its services include personal accounts, business services and digital banking. The offer reflects local everyday banking rather than international banking.

Who does ABB Bank suit for everyday accounts?+

ABB Bank suits people who want cards, deposits and transfers from one bank. Families can use child profiles linked to cards in the mobile app. Travellers can also plan trips through dedicated tools in the app.

How do everyday accounts work at ABB Bank?+

Everyday accounts support balance management, card payments and transfers through digital channels. You can open a savings account through the ABB mobile app. Corporate and personal cards are available for different spending needs.

Which company operates ABB Bank?+

ABB Bank is operated by ABB Open Joint-Stock Company (Azerbaijan Beynexalq Banki). (Source, checked September 26, 2026)

Where is ABB Bank based?+

ABB Bank is based in Azerbaijan. (Source, checked September 26, 2026)

When was ABB Bank founded?+

ABB Bank was founded in 1992. (Source, checked September 26, 2026)

How can I contact ABB Bank support?+

ABB Bank offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)

Sources

  • abb-bank.az checked September 26, 2026

    Backs: Support channels

    “937 ... Tel: +994 12 493 00 91 ... E-post ... Melumat merkezi 24/7 (information centre 24/7)”

  • abb-bank.az/ferdi/butun-emeliyyatlar/tecili-pul-kocurmele... checked September 26, 2026

    Backs: Currencies, Delivery time, Payout methods, Transfer fee, Fee to send 1,000

    “DigiTransfer: 50+ countries transfer points, 0% commission on first transfer, currency EUR/USD”

  • abb-bank.az/ferdi/emanetler checked September 26, 2026

    Backs: Pricing model, Rate type

    “Deposit your funds in a deposit account and earn fixed income in the form most suitable for you - classic or digital”

  • abb-bank.az/ferdi/emanetler/klassik-emaneti checked September 26, 2026

    Backs: Access terms, Account kind, Headline rate, Minimum deposit, Term

    “Classic deposit term 3-36 months; interest paid at maturity, or monthly/annually at the client's request; deposits totalling 1,000,000 AZN equivalent or more are priced individually”

  • en.wikipedia.org/wiki/International_Bank_of_Azerbaijan checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity

    “ABB OJSC was founded on January 10, 1992, as a joint-stock bank”

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Licence type, Deposit protection, Currency conversion fee.

ABB Bank

ABB Bank

Everyday banking in Azerbaijan through one mobile app

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