Updated October 18, 2026 · VaultCue Editorial Team
Top savings accounts compared in Japan
412 accounts available in Japan, ranked for Japan.
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| Order | Account | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  Panda RemitTop pickPartner Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer | 8.3/10 |
| ReviewCompareVisit |
| 2 |  AirwallexPartner Limited offer - business rewards with Airwallex AI: Up to HK$68,888 | 8.6/10 |
| ReviewCompareVisit |
| 3 |  Revolut AUPartner | 9.1/10 |
| ReviewCompareVisit |
| 4 |  Revolut UKPartner | 9.0/10 |
| ReviewCompareVisit |
| 5 | BBVAPartner | 9.8/10 |
| ReviewCompareSee alternatives |
| 6 |  BanreservasPartner | 9.3/10 |
| ReviewCompareSee alternatives |
| 7 |  Klarna BankPartner 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.3/10 |
| ReviewCompareSee alternatives |
| 8 |  Rakuten BankPartner New Rakuten Bank debit card programme: 500 yen cash | 9.3/10 |
| ReviewCompareSee alternatives |
| 9 |  AffinityPlus Credit UnionPartner | 9.2/10 |
| ReviewCompareSee alternatives |
| 10 |  Alior BankPartner | 9.2/10 |
| ReviewCompareSee alternatives |
Licensed in Japan
- Panda Remit
- Kanto Local Finance Bureau
- Rakuten Bank
- Kanto Local Finance Bureau
- PayPay Bank
- Financial Services Agency, Kanto Local Finance Bureau (deposit-taking licence, To-kin Dai 624)
Other rankings
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- Current and checking accounts in Japan
- High-yield savings accounts in Japan
- Cash management accounts in Japan
- Business bank accounts in Japan
- Accounts for freelancers in Japan
- Money transfer services in Japan
- Multi-currency accounts in Japan
- Student, teen and kids accounts in Japan
- Online banks in Japan
- Fixed-rate bonds and CDs in Japan
- Cash ISAs in Japan