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Updated September 29, 2026 · VaultCue Editorial Team

Top multi-currency accounts compared in Japan

48 accounts available in Japan, ranked for Japan.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top multi-currency accounts compared in Japan
OrderAccountScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
    Currencies:
    from 20
    Monthly fee:
    HK$2,499
    Deposit protection:
    FSCS up to GBP 85,000
    		ReviewCompareVisit
    2
    Revolut AU logo
    Revolut AUPartner
    		9.1/10
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    • Joint account
    Currencies:
    30
    Local account details:
    IBAN
    Monthly fee:
    £0
    		ReviewCompareVisit
    3
    Revolut UK logo
    Revolut UKPartner
    		9.0/10
    • Travelers
    • No monthly fee
    • Free ATM
    • Joint account
    Currencies:
    30
    Local account details:
    IBAN
    Monthly fee:
    £0
    		ReviewCompareVisit
    4
    BBVAPartner
    		9.8/10
      Currencies:
      50
      Deposit protection:
      EU DGS up to EUR 100,000
      Legal entity:
      Banco Bilbao Vizcaya Argentaria, S.A.
      		ReviewCompareSee alternatives
      5
      Statrys logo
      StatrysPartner

      Your account pays you back: HKD 188 per month

      		9.4/10
      • No monthly fee
      • Low FX
      Currencies:
      11
      Local account details:
      IBAN, UK-sort-code
      Monthly fee:
      HK$0
      		ReviewCompareSee alternatives
      6
      GMO Aozora Net Bank business account logo
      GMO Aozora Net Bank business accountPartner

      20 free other-bank transfers per month for newly opened accounts: 20 transfers per month free (up to 2,600 JPY)

      		9.3/10
      • No monthly fee
      Currencies:
      9
      Monthly fee:
      ¥0
      Currency conversion fee:
      0%
      		ReviewCompareSee alternatives
      7
      MyMonty logo
      MyMontyPartner
      		9.3/10
      • No monthly fee
      Currencies:
      2
      Local account details:
      IBAN, UK-sort-code
      Monthly fee:
      €0
      		ReviewCompareSee alternatives
      8
      Rakuten Bank logo
      Rakuten BankPartner

      New Rakuten Bank debit card programme: 500 yen cash

      		9.3/10
      • No monthly fee
      • Low FX
      • Free ATM
      • Joint account
      Currencies:
      8
      Monthly fee:
      ¥0
      Currency conversion fee:
      0%
      		ReviewCompareSee alternatives
      9
      Payoneer rails logo
      Payoneer railsPartner
      		9.2/10
      • No monthly fee
      Currencies:
      70
      Local account details:
      IBAN, UK-sort-code, Us-ACH
      Monthly fee:
      $0
      		ReviewCompareSee alternatives
      10
      Paysafe brands logo
      Paysafe brandsPartner

      Final Score: Up to EUR 10,000 every week

      		9.2/10
      • Expats
      • Travelers
      • No monthly fee
      Currencies:
      40
      Monthly fee:
      €0
      Licence type:
      E money
      		ReviewCompareSee alternatives

      Licensed in Japan

      GMO Aozora Net Bank business account
      Kanto Local Finance Bureau, Financial Services Agency (registered deposit bank, 登金 第665号; bank code 0310)
      Rakuten Bank
      Kanto Local Finance Bureau
      Payoneer
      Kanto Finance Bureau

      Other rankings

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      Other countries

      Airwallex

      Airwallex

      Top pick for Japan

      8.6/10Visit