Updated October 17, 2026 · VaultCue Editorial Team

Top business bank accounts compared in Japan

53 accounts available in Japan, ranked for Japan.

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Top business bank accounts compared in Japan
OrderAccountScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner

Limited offer - business rewards with Airwallex AI: Up to HK$68,888

8.6/10
    Monthly fee:
    HK$2,499
    Deposit protection:
    FSCS up to GBP 85,000
    Currencies:
    from 20
    ReviewCompareVisit
    2
    Revolut AU logo
    Revolut AUPartner
    9.1/10
    • Travelers
    • No monthly fee
    • Low FX
    • Free ATM
    • Joint account
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareVisit
    3
    Revolut UK logo
    Revolut UKPartner
    9.0/10
    • Travelers
    • No monthly fee
    • Free ATM
    • Joint account
    Monthly fee:
    £0
    Licence type:
    E money
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareVisit
    4
    Statrys logo
    StatrysPartner

    Your account pays you back: HKD 188 per month

    9.4/10
    • No monthly fee
    • Low FX
    Monthly fee:
    HK$0
    Currency conversion fee:
    0.1% to 0.15%
    Currencies:
    11
    ReviewCompareSee alternatives
    5
    Finom DE logo
    Finom DEPartner

    German site of Finom, a business account and payments solution for freelancers and small businesses.

    9.4/10
      Monthly fee:
      €0
      Currencies:
      17
      Local account details:
      IBAN
      ReviewCompareSee alternatives
      6
      GMO Aozora Net Bank business account logo
      GMO Aozora Net Bank business accountPartner

      20 free other-bank transfers per month for newly opened accounts: 20 transfers per month free (up to 2,600 JPY)

      9.3/10
      • No monthly fee
      Monthly fee:
      ¥0
      Currency conversion fee:
      0%
      Currencies:
      9
      ReviewCompareSee alternatives
      7
      Rakuten Bank logo
      Rakuten BankPartner

      New Rakuten Bank debit card programme: 500 yen cash

      9.3/10
      • No monthly fee
      • Low FX
      • Free ATM
      • Joint account
      Monthly fee:
      ¥0
      Currency conversion fee:
      0%
      Currencies:
      8
      ReviewCompareSee alternatives
      8
      Bank of Jordan logo
      Bank of JordanPartner
      9.2/10
      • No monthly fee
      Monthly fee:
      JOD 0
      Currencies:
      2
      Local account details:
      IBAN
      ReviewCompareSee alternatives
      9
      Payoneer rails logo
      Payoneer railsPartner
      9.2/10
      • No monthly fee
      Monthly fee:
      $0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      ReviewCompareSee alternatives
      10
      Paysafe brands logo
      Paysafe brandsPartner

      Final Score: Up to EUR 10,000 every week

      9.2/10
      • Expats
      • Travelers
      • No monthly fee
      Monthly fee:
      €0
      Licence type:
      E money
      Deposit protection:
      EU DGS up to EUR 100,000
      ReviewCompareSee alternatives

      Licensed in Japan

      GMO Aozora Net Bank business account
      Kanto Local Finance Bureau, Financial Services Agency (registered deposit bank, 登金 第665号; bank code 0310)
      Rakuten Bank
      Kanto Local Finance Bureau
      Payoneer
      Kanto Finance Bureau
      Kyash
      Kanto Local Finance Bureau (関東財務局長) - prepaid payment instrument issuer, third-party type
      Kyash
      Kanto Local Finance Bureau (関東財務局長) - funds transfer service provider

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      Airwallex

      Airwallex

      Top pick for Japan

      8.6/10Visit