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Boursobank (Boursorama) review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Boursobank suits savers in France who want no monthly cost and free movement of money, with a monthly fee of €0 and a currency conversion fee of 0%. The trade-off is the return, since 1.5% to 2.5% is variable and below the savings account median, and the booklet needs a current account.

Key facts

Best for
A low cost French savings account with free movement of money in and out.
Headline rate
1.5% to 2.5%↗
Rate type
Variable↗
Minimum deposit
€10↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Deposits and withdrawals free at any time, minimum balance EUR 10, up to 4 booklets, requires a BoursoBank current account↗
Monthly fee
€0↗
Account kind
Easy access↗
Legal entity
Boursorama SA↗
Headquarters
France↗
Founded
1998↗
Support channels
Email, Phone, Chat, Help-centre↗
Pricing model
No monthly fee
Official website
boursobank.com

Everyday accounts

Currency conversion fee
0%↗
Audience
Travelers
Features
Digital-only

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
Trustpilotboursorama.com

Pros and cons

Pros

  • Monthly fee of €0 and a currency conversion fee of 0%
  • Deposits and withdrawals are free at any time, with a minimum balance of €10
  • Balances are covered by the EU deposit guarantee scheme, EU DGS up to EUR 100,000
  • Help is available through email, phone and chat

Cons

  • The headline rate of 1.5% to 2.5% is variable and reads low against a savings account median of 3.08%
  • The booklet needs a BoursoBank current account and a minimum balance to stay open
  • The service is digital only, so everyday banking runs in the app
Boursobank (Boursorama)

Ready to try Boursobank (Boursorama)?

Scored 9.1 / 10 by VaultCue.

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Who it suits

  • People in France who want a savings account with a monthly fee of €0
  • Travellers listed as a key audience, travelers, given a currency conversion fee of 0%
  • Existing BoursoBank customers who can meet the minimum deposit of €10

Who should look elsewhere

  • Savers chasing a higher return: Plazo ES lists 24.19% against 1.5% to 2.5% here
  • Readers who bank mainly through a wallet and still want a competitive return: PayPal Colombia lists 3.3%
  • People comparing on rate alone: AXI Card shows 21.59%, far above the 1.5% to 2.5% range

Rates and terms

The Bourso Plus booklet pays a variable rate, which means the bank can move the figure as conditions change. The rate published is 1.5% to 2.5%. The savings accounts compared on the site have a median headline rate of 3.08%, so this range sits below the middle of the field, and a variable rate is the norm rather than the exception among the accounts listed.

How Boursobank (Boursorama) compares

Where Boursobank (Boursorama) is available

Available
France
Licence in France
Autorité de contrôle prudentiel (ACB), checked September 26, 2026
Licence in France
Autorité des marchés financiers (AMF), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Boursobank charge to hold the account?+

The monthly fee is €0, and Boursobank runs a no monthly fee model, the most common setup among the accounts compared here. Deposits and withdrawals cost nothing at any time, so moving money in and out adds nothing to the cost of holding savings.

How much interest does the Bourso Plus booklet pay?+

The headline rate is 1.5% to 2.5% and the rate type is variable, so the bank can move the figure as conditions change. The savings accounts compared on the site have a median headline rate of 3.08%, which puts this range below the middle of the field.

Is my money protected and who supervises the bank?+

Deposit protection is EU DGS up to EUR 100,000 under the EU deposit guarantee scheme. The account is run by Boursorama SA, a French bank supervised by the ACB and the AMF, so savings sit with a licensed bank rather than a wallet provider.

Can I get at my money whenever I want?+

It is an easy access account, and deposits and withdrawals are free at any time as long as the balance stays at or above €10. A limited number of booklets can be held, and a BoursoBank current account is required to run the setup.

How much do I need to open it?+

The minimum deposit is €10, a small starting amount, and the balance has to stay there. Boursobank has been running since 1998 and is based in France, so the account is aimed at customers in France who keep a current account with it.

Does it cost anything to convert or spend money abroad?+

The currency conversion fee is 0%, so foreign purchases carry no conversion charge. Boursobank lists travellers as a key audience, and that fee sits under a site median conversion fee of 0.5% across the accounts compared.

How do I get help if something goes wrong?+

The service is digital only and support runs through email, phone and chat, so email, phone, chat and a help centre are the routes in. Everyday banking and saving are handled in the app rather than in person.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term.

Boursobank (Boursorama)

Boursobank (Boursorama)

A low cost French savings account with free movement of money in and out.

9.1/10See alternatives