Bread Savings review
Updated October 14, 2026 · VaultCue Editorial Team
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Our verdict
The captured schedule lists a $100 minimum opening balance for High Yield Savings and a separate $1,500 minimum for CDs.
Key facts
- Best for
- US customers comparing Bread Savings high-yield savings and certificate-of-deposit terms
- Deposit protection
- FDIC up to USD 250,000↗
- Legal entity
- Comenity Bank↗
- Headquarters
- United States↗
- Official website
- breadfinancial.com
Facts checked September 26, 2026, 1 source
Apps and profiles
- Get the app
- App Store
Who it suits
- US customers comparing Bread Savings high-yield savings and certificate-of-deposit terms
Account
The captured schedule lists a $100 minimum opening balance for High Yield Savings and a separate $1,500 minimum for CDs. Early-withdrawal penalties apply to CDs, which may renew at maturity unless the customer cashes out during the stated 10-day grace period.
How Bread Savings compares
Where Bread Savings is available
- Available
- United States
- Licence in United States
- Federal Deposit Insurance Corporation (FDIC deposit insurance) (27499), checked September 26, 2026
- Licence in United States
- FDIC (FDIC cert 27499), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Sources
- banks.data.fdic.gov/bankfind-suite/bankfind/details/27499 checked September 26, 2026
Backs: Headquarters, Legal entity, Licences, Deposit protection
“CERT=27499; NAME=Comenity Bank; WEBADDR=savings.breadfinancial.com; ACTIVE=1”
Compiled from 1 source page, checked October 14, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.
Related by the facts
Bread Savings
US customers comparing Bread Savings high-yield savings and certificate-of-deposit terms