CECAM review
Updated October 12, 2026 · VaultCue Editorial Team
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Our verdict
CECAM offers an easy-access TAHIRIKO savings account with open duration and straightforward deposit and withdrawal arrangements for continued use. It is designed for savers who want flexible access and direct support by email and phone while reviewing terms carefully before choosing.
Key facts
- Best for
- Savers seeking flexible easy-access saving
- Minimum deposit
- MGA 0↗
- Access terms
- Savings account TAHIRIKO: deposit free and unlimited, duration not limited, first withdrawal of the month free↗
- Account kind
- Easy access↗
- Legal entity
- Caisse d'Epargne et de Credit Agricole Mutuels (UNICECAM)↗
- Headquarters
- Madagascar↗
- Founded
- 1993↗
- Support channels
- Email, Phone↗
- Official website
- unicecam.com
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Easy-access TAHIRIKO account with open duration for continued flexible saving
- Deposit and withdrawal arrangements that keep access to funds straightforward
- Direct assistance by email and phone for questions before choosing
Who it suits
- Savers who want flexible access to funds
- People who value clear terms before choosing
How CECAM compares
Where CECAM is available
- Available
- Madagascar
- Licence in Madagascar
- Commission de Supervision Bancaire et Financiere (CSBF) (Decision N.006/2020-CSBF), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does CECAM offer?+
CECAM offers an easy-access TAHIRIKO savings account for setting money aside. The account uses open duration for continued use. Deposits and withdrawals form part of the arrangement for straightforward flexible management.
How does access to the TAHIRIKO account work?+
TAHIRIKO works as an easy-access option with duration left open. Deposits remain part of everyday use while funds stay reachable. Withdrawals also belong to the arrangement, which supports simple ongoing management over time.
Which products does CECAM cover?+
CECAM covers an easy-access savings product under the TAHIRIKO name. The product centres on deposits, open duration and withdrawals for flexible use. Support by email and phone helps clarify how the account works before choosing.
What is the minimum deposit at CECAM?+
The minimum deposit at CECAM is MGA 0. (Source, checked September 26, 2026)
Which company operates CECAM?+
CECAM is operated by Caisse d'Epargne et de Credit Agricole Mutuels (UNICECAM). (Source, checked September 26, 2026)
Where is CECAM based?+
CECAM is based in Madagascar. (Source, checked September 26, 2026)
When was CECAM founded?+
CECAM was founded in 1993. (Source, checked September 26, 2026)
How can I contact CECAM support?+
CECAM offers support through Email, Phone. (Source, checked September 26, 2026)
Sources
- unicecam.com/contact.php checked September 26, 2026
Backs: Headquarters, Support channels
“Lot IVM 104 RD Andohatapenaka I 101 Antananarivo Madagascar”
- unicecam.com/depots.php checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit
- unicecam.com/quelques-chiffres.php checked September 26, 2026
Backs: Licences
- unicecam.com/qui-sommes-nous.php checked September 26, 2026
Backs: Founded, Legal entity
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Deposit protection.