CIMB Bank PH review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
CIMB Bank PH centres on easy-access deposit accounts run entirely through a mobile app. It suits people in the Philippines who want savings, payments and borrowing together in one digital place and accept managing every task without visiting a branch.
Key facts
- Best for
- Mobile savers wanting app managed deposits and payments
- Access terms
- Withdraw through VISA debit card or any BancNET ATM↗
- Monthly fee
- ₱0↗
- Account kind
- Easy access↗
- Legal entity
- CIMB Bank Philippines, Inc.↗
- Headquarters
- Philippines↗
- Support channels
- Help-centre↗
- Pricing model
- No monthly fee
- Official website
- cimbbank.com.ph
Everyday accounts
- Transfer fee
- No transaction fee when receiving cash pick-up remittance into the account via the app↗
- Audience
- Business
- Features
- Digital-only
Money transfer
Facts checked September 26, 2026, 8 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- Provides deposit accounts alongside loans and credit options in one app
- Supports bill payment, merchant shopping and mobile load in one place
- Caters for traders and small enterprises through dedicated app segments
Cons
- Runs as a digital bank without branches, so mobile access is essential
- Focuses on the Philippines, which limits use for people living elsewhere
Who it suits
- People who manage savings and spending through a mobile app
- Traders and small enterprises seeking app based banking
Who should look elsewhere
- People who prefer face to face banking in a branch
Safety and regulation
CIMB Bank PH operates as a digital bank where account oversight and daily money tasks happen inside the mobile app. Safe Padala gives guidance for people sending remittances to family in the Philippines and encourages careful handling of transfers. General help covers answers to common queries, support for issues that arise during use, and a route to request immediate assistance. The structure keeps savings, payments and borrowing under app based controls without branch visits for routine needs.
How CIMB Bank PH compares
Where CIMB Bank PH is available
- Available
- Philippines
- Licence in Philippines
- Bangko Sentral ng Pilipinas, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does CIMB Bank PH cover?+
CIMB Bank PH covers deposit accounts, loans and credit options, plus money management tools. Those tools include bill payment, shopping with merchants and buying mobile load. All of those services run through the mobile app.
Where does CIMB Bank PH operate?+
CIMB Bank PH operates in the Philippines and serves people managing personal finances there. It also addresses small enterprises through a dedicated business segment. The focus remains on domestic savers, spenders and traders.
Who is CIMB Bank PH suited to?+
CIMB Bank PH suits people who prefer managing savings and spending by mobile app. It also speaks to traders seeking in app savings and small enterprises seeking simpler banking. Branch visitors would find less familiar ground.
What company is behind CIMB Bank PH?+
CIMB Bank PH describes itself as a digital bank belonging to a new era of banking. It invites people to join a global digital banking group and take control of finances. Deposit accounts, payments and borrowing sit under that digital operation.
Does CIMB Bank PH charge a monthly fee?+
The monthly fee at CIMB Bank PH is ₱0. (Source, checked September 26, 2026)
Where is CIMB Bank PH based?+
CIMB Bank PH is based in Philippines. (Source, checked September 26, 2026)
How can I contact CIMB Bank PH support?+
CIMB Bank PH offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- cimbbank.com.ph checked September 26, 2026
Backs: Audience, Features, Pricing model, Monthly fee
“Powering Pinoy enterprises: new CIMB Biz segment opens doors to smarter banking for MSMEs”
- cimbbank.com.ph/en/app/features/remittance.html checked September 26, 2026
Backs: Transfer fee
“When receiving cash pick-up remittance sent to your CIMB Bank PH account through the app, there will be no transaction fees.”
- bsp.gov.ph checked September 26, 2026
Backs: Licences
- cimbbank.com.ph/en/app/features/remittance.html checked September 26, 2026
Backs: Payout methods
“Send via Direct Bank Transfers; Send via Reference Number (Ria); Send via Reference Number (Remitly)”
- cimbbank.com.ph/en/help-and-support/faqs/app-transactions... checked September 26, 2026
Backs: Delivery time
“Upon receiving the cash pick-up remittance transfer, funds will be credited to your CIMB Bank PH account in real-time.”
- cimbbank.com.ph/en/help-and-support/faqs/app-transactions... checked September 26, 2026
Backs: Fee to send 1,000
“there will be no transaction fees”
- cimbbank.com.ph/en/home.html checked September 26, 2026
Backs: Headquarters, Legal entity
“CIMB Bank Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas”
- cimbbank.com.ph/en/products/save/fast-plus.html checked September 26, 2026
Backs: Access terms, Account kind
“Quick, convenient access to your funds. Withdraw through your VISA debit card, or pay seamlessly for shopping and dining. *Any BancNET ATM.”
- cimbbank.com.ph/en/products/save/gsave.html checked September 26, 2026
Backs: Support channels
“Help Center - Get support for issues you may face”
Compiled from 9 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.