DINN review

Updated September 28, 2026 · VaultCue Editorial Team · Facts checked September 26, 2026

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Our verdict

DINN is a Mexican digital-only account for people who want easy access to their money with a monthly fee of MXN 0 and a minimum deposit of MXN 0. Interest is credited daily, transfers are free and unlimited, and the account runs on easy access terms.

Key facts

Best for
An easy-access peso account that pays interest daily and costs nothing to run.
Rate type
Variable↗
Minimum deposit
MX$0↗
Access terms
Interest credited daily to available balance; unlimited SPEI transfers 24/7; no fixed terms↗
Monthly fee
MX$0↗
Account kind
Easy access↗
Legal entity
Grupo Financiero Actinver↗
Headquarters
Mexico↗
Founded
2017↗
Support channels
Email, Phone, Chat, Help-centre↗
Pricing model
No monthly fee
Official website
dinn.com.mx

Everyday accounts

Transfer fee
Free - unlimited SPEI transfers 24/7↗
Features
Free ATM withdrawals, Digital-only

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
App Store

Pros and cons

Pros

  • Monthly fee of MXN 0, in line with the €0 site median
  • Minimum deposit of MXN 0, ranked 1 of 370 brands on this measure
  • Features cover free atm and digital only, so cash withdrawals cost nothing and the service runs in the app
  • Support runs through email, phone and chat, so help comes by phone, email, chat or the help centre

Cons

  • Interest is credited daily at a variable rate, so returns move with the market rather than holding steady
  • The account is easy access, so money stays reachable instead of being tied up for a term
  • DINN is free atm and digital only, so anyone who values a branch counter for cash matters has to look elsewhere
DINN

Ready to try DINN?

Scored 9.0 / 10 by VaultCue.

Who it suits

  • People in MX who want a monthly fee of MXN 0 and a minimum deposit of MXN 0
  • Freelancers and small businesses who move money often and want free unlimited transfers
  • Customers who prefer free atm and digital only banking, with cash withdrawals at no cost and everything run from the app

Who should look elsewhere

  • AXI Card Tarjeta y Credito, whose fixed rate suits people chasing a locked return
  • Plazo ES, whose fixed rate suits savers who want a term product
  • PayPal Colombia, which also lists a minimum deposit of $0 but sits around a wallet

How DINN compares

Where DINN is available

Available
Mexico
Licence in Mexico
Comision Nacional Bancaria y de Valores (CNBV), checked September 26, 2026
Licence in Mexico
Secretaria de Hacienda y Credito Publico (SHCP), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How is interest paid?+

Interest is credited daily to the available balance, so earnings build up each day rather than being paid at intervals. The rate is variable, which means it can move instead of being locked for a set period. The account itself carries easy access terms.

Who regulates DINN?+

DINN runs in MX and is operated by Grupo Financiero Actinver. The regulators named for that market are Comision Nacional Bancaria y de Valores (CNBV) and Secretaria de Hacienda y Credito Publico (SHCP). The brand was founded in 2017.

Is DINN app-only?+

The service is app based, and its listed features cover free atm and digital only. Cash withdrawals are free under those features, so you can still take money out at an ATM. Everything else, including support, runs through the app and the channels below.

How do I pay money in and out?+

Transfers are Free - unlimited SPEI transfers 24/7, so sending and receiving pesos costs nothing and works around the clock. Support is also available across email, phone and chat if a payment needs checking. There is no monthly charge for using the account for transfers.

Who is DINN aimed at?+

It suits people in MX who want an easy-access account with a monthly fee of MXN 0 and a minimum deposit of MXN 0. The easy access structure also works for freelancers and small businesses that move money often and want free transfers.

Sources

  • dinn.com.mx/cuenta-de-debito checked September 26, 2026

    Backs: Access terms, Account kind, Headquarters, Legal entity, Rate type, Transfer fee

  • dinn.com.mx/faqs checked September 26, 2026

    Backs: Features, Minimum deposit, Pricing model, Monthly fee, Support channels, Licences

    “No hay saldo minimo requerido ni anualidad”

  • dinn.com.mx/historia checked September 26, 2026

    Backs: Founded

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Headline rate, Term, Deposit protection.

DINN

DINN

An easy-access peso account that pays interest daily and costs nothing to run.

9.0/10See alternatives