FMFB-A review
Updated October 13, 2026 · VaultCue Editorial Team
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Our verdict
FMFB-A Mudarabah Saving Account anchors a microfinance bank supporting underserved communities across Afghanistan with accessible and sustainable services. It serves individuals and small businesses seeking everyday current accounts, convenient savings options and financing for homes, vehicles, appliances, machinery and wider business ambitions.
Key facts
- Best for
- People in Afghanistan planning savings with inclusion
- Minimum deposit
- AFN 0↗
- Access terms
- Immediate access to funds at branches, FMFB-A ATMs, or by direct transfer to another bank account (Mudarabah Savings Account)↗
- Account kind
- Easy access↗
- Legal entity
- The First MicroFinanceBank-Afghanistan (FMFB-A)↗
- Headquarters
- Afghanistan↗
- Founded
- 2004↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- fmfb.com.af
Pros and cons
Pros
- Provides Mudarabah Saving Account alongside current accounts and term deposits
- Supports individuals, small businesses and larger firms with varied financing
- Promotes financial inclusion across underserved communities in Afghanistan
Cons
- Saving choice centres on a single profit sharing structure for future goals
- Cash and service access runs mainly through its own ATMs and electronic channels
Who it suits
- Individuals planning savings for future goals
- Small businesses seeking accessible financial services
Who should look elsewhere
- Savers preferring non profit sharing structures
How FMFB-A compares
Where FMFB-A is available
- Available
- Afghanistan
- Licence in Afghanistan
- Da Afghanistan Bank (DAB), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which savings account does FMFB-A highlight?+
FMFB-A highlights the Mudarabah Saving Account for people growing savings for future goals. The account supports convenient fund management alongside everyday banking needs. It sits within a wider range that also includes current accounts and term deposits for different planning horizons.
What other products does FMFB-A offer?+
FMFB-A provides current accounts with cards and electronic channels for everyday transactions. Its financing range covers homes, vehicles, machinery, raw materials, appliances and asset based needs through structures such as Murabaha, Ijarah and Wakala Finance. The ATM network supports withdrawals, transfers and bill payments.
Where does FMFB-A operate?+
FMFB-A operates as The First MicroFinanceBank of Afghanistan with a focus on underserved communities in Afghanistan. Its purpose centres on accessible and sustainable services that support individuals and small businesses. Global account access allows customers to reach funds while travelling outside the country.
Who is FMFB-A suited for?+
FMFB-A suits individuals and small businesses seeking accessible banking and steady savings planning. It also serves small and medium enterprises and corporate customers with asset based and cash based requirements. People who value financial inclusion and community focused economic progress may find its approach relevant.
What is the minimum deposit at FMFB-A?+
The minimum deposit at FMFB-A is AFN 0. (Source, checked September 26, 2026)
Where is FMFB-A based?+
FMFB-A is based in Afghanistan. (Source, checked September 26, 2026)
When was FMFB-A founded?+
FMFB-A was founded in 2004. (Source, checked September 26, 2026)
How can I contact FMFB-A support?+
FMFB-A offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- fmfb.com.af checked September 26, 2026
Backs: Licences
- fmfb.com.af/bank-profile checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“The First MicroFinanceBank-Afghanistan (FMFB-A) started its operation in 2004”
- fmfb.com.af/faqs checked September 26, 2026
Backs: Support channels
“For more information please call our Customer Service Centre by dialing 599 or visiting any of our branches ... you need to send us an email to customerservices@fmfb.com.af”
- fmfb.com.af/international-transfers checked September 26, 2026
Backs: Payout methods
“Recipient's account number or IBAN (International Bank Account Number)”
- fmfb.com.af/moneygram checked September 26, 2026
Backs: Delivery time, Fee to send 1,000
“it can transfer money to any MoneyGram service site (agent) worldwide so that a payee can receive the money in minutes”
- fmfb.com.af/mudaraba-saving-account checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit
“Immediate access to funds at our branches, through our network of ATMs, or by direct account transfer to another bank account”
- fmfb.com.af/qard-account checked September 26, 2026
Backs: Currencies
“Availability of multiple currencies (AFN, USD, EUR) for opening account”
- fmfb.com.af/schedule-of-charges checked September 26, 2026
Backs: Transfer fee
“Domestic Fund Transfers to other banks: 0.20% on any amount, Min: AFN 300, USD/EUR 5, Max: AFN 5,000, USD/EUR 50”
Compiled from 8 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Deposit protection.